UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of
Report (Date of earliest event reported): August 23,
2010
RURBAN FINANCIAL
CORP.
(Exact
name of registrant as specified in its charter)
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Ohio
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0-13507
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34-1395608
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(State
or other jurisdiction
of
incorporation or organization)
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(Commission
File Number)
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(IRS
Employer
Identification
No.)
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401 Clinton Street,
Defiance, Ohio 43512
(Address
of principal executive offices) (Zip Code)
(419)
783-8950
(Registrant’s
telephone number, including area code)
Not
Applicable
(Former
name or former address, if changed since last report.)
Check the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
[ ]
Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)
[ ]
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)
[ ]
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
(17 CFR 240.14d-2(b))
[ ]
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
(17 CFR 240.13e-4(c))
Item 8.01. Other
Events.
On August
16, 2010, Rurban Financial Corp. (“Rurban”) filed with the Securities and
Exchange Commission (“SEC”) a Form 12b-25, Notification of Late Filing, which
stated that Rurban was unable to complete and file its Quarterly Report on Form
10-Q for the quarterly period ended June 30, 2010 (the “Form 10-Q”) within the
time period prescribed by SEC rules. Rurban stated in the Form 12b-25
that, as a result of the conversion of the data processing of its banking
subsidiary, The State Bank and Trust Company (“State Bank”), from the Single
Source™ system back to State Bank’s previous data processing system, Rurban and
its registered public accounting firm required additional time to perform
necessary reconciliations and related reviews with respect to Rurban’s condensed
consolidated financial statements for the quarterly period ended June 30, 2010
(the “June 30, 2010 Financial Statements”).
Rurban
and its registered public accounting firm will not be able to complete their
review of the June 30, 2010 Financial Statements in time to file the Form 10-Q
within the five-day extension period provided under Rule 12b-25 of the
Securities Exchange Act of 1934, as amended. Rurban continues to work
with its registered public accounting firm to perform necessary reconciliations
and related reviews with respect to the June 30, 2010 Financial Statements, and
Rurban intends to file the Form 10-Q as soon as this process is
completed.
SIGNATURE
Pursuant to the requirements of the
Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
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RURBAN
FINANCIAL CORP.
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Dated:
August 23, 2010
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By:
/s/ Anthony V.
Cosentino
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Anthony
V. Cosentino
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Executive
Vice President and Chief Financial
Officer
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