Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
VASSALLUZZO SCOTT J
  2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [CACC]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director __X__ 10% Owner
_____ Officer (give title below) __X__ Other (specify below)
Member of Section 13(d) Group
(Last)
(First)
(Middle)
2200 BUTTS ROAD, SUITE 320
3. Date of Earliest Transaction (Month/Day/Year)
02/21/2013
(Street)

BOCA RATON, FL 33431
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
___ Form filed by One Reporting Person
_X_ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/21/2013   S   13,814 D $ 110.9276 1,242,812 I By Idoya Partners L.P. (1)
Common Stock 02/21/2013   S   8,470 D $ 110.9276 1,700,937 I By Prescott Associates L.P. (2)
Common Stock 02/21/2013   S   504 D $ 110.9276 71,274 I By Prescott International Partners L.P. (3)
Common Stock 02/21/2013   S   1,512 D $ 110.9276 144,427 I By Prescott Investors Profit Sharing Trust (4)
Common Stock 02/22/2013   S   114 D $ 106.52 1,242,698 I By Idoya Partners L.P. (1)
Common Stock 02/22/2013   S   70 D $ 106.52 1,700,867 I By Prescott Associates L.P. (2)
Common Stock 02/22/2013   S   4 D $ 106.52 71,270 I By Prescott International Partners L.P. (3)
Common Stock 02/22/2013   S   12 D $ 106.52 144,415 I By Prescott Investors Profit Sharing Trust (4)
Common Stock 02/22/2013   S   6,518 D $ 106.7143 1,236,180 I By Idoya Partners L.P. (1)
Common Stock 02/22/2013   S   3,996 D $ 106.7143 1,696,871 I By Prescott Associates L.P. (2)
Common Stock 02/22/2013   S   238 D $ 106.7143 71,032 I By Prescott International Partners L.P. (3)
Common Stock 02/22/2013   S   714 D $ 106.7143 143,701 I By Prescott Investors Profit Sharing Trust (4)
Common Stock 02/25/2013   S   95,805 D $ 107 1,140,375 I By Idoya Partners L.P. (1)
Common Stock 02/25/2013   S   58,742 D $ 107 1,638,129 I By Prescott Associates L.P. (2)
Common Stock 02/25/2013   S   3,497 D $ 107 67,535 I By Prescott International Partners L.P. (3)
Common Stock 02/25/2013   S   10,489 D $ 107 133,212 I By Prescott Investors Profit Sharing Trust (4)
Common Stock               722,272 D (5)  
Common Stock               49,750 I By Thomas W. Smith Family Accounts (6)
Common Stock               44,648 I By Thomas W. Smith Foundation (7)
Common Stock               62,300 D (8)  
Common Stock               131,755 I By Scott J. Vassalluzzo Family Accounts (9)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
VASSALLUZZO SCOTT J
2200 BUTTS ROAD
SUITE 320
BOCA RATON, FL 33431
  X   X   Member of Section 13(d) Group
Prescott General Partners LLC
2200 BUTTS ROAD
SUITE 320
BOCA RATON, FL 33431
    X   Member of Section 13(d) Group
SMITH THOMAS W
2200 BUTTS ROAD
SUITE 320
BOCA RATON, FL 33431
    X   Member of Section 13(d) Group

Signatures

 /s/ Thomas W. Smith   02/25/2013
**Signature of Reporting Person Date

 /s/ Scott J. Vassalluzzo   02/25/2013
**Signature of Reporting Person Date

 /s/ Scott Vassalluzzo, Managing Member, Prescott General Partners LLC   02/25/2013
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) These shares are owned directly by Idoya Partners L.P. ("Idoya"), a private investment limited partnership, and are beneficially owned indirectly by Prescott General Partners LLC ("PGP"), a Delaware limited liability company, as general partner of Idoya. Messrs. Thomas W. Smith and Scott J. Vassalluzzo are each a managing member of PGP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Idoya is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
(2) These shares are owned directly by Prescott Associates L.P. ("Prescott Associates"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of Prescott Associates. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for Prescott Associates is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
(3) These shares are owned directly by Prescott International Partners L.P. ("PIP"), a private investment limited partnership, and are beneficially owned indirectly by PGP as general partner of PIP. PGP disclaims beneficial ownership of these shares in excess of its pecuniary interest under Rule 16a-1(a)(2)(ii)(B). The address for PIP is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
(4) These shares are owned directly by the Prescott Investors Profit Sharing Trust (the "Trust") and are beneficially owned indirectly by Messrs. Smith and Vassalluzzo as trustees of the Trust. Messrs. Smith and Vassalluzzo each disclaims beneficial ownership of these shares in excess of his pecuniary interest under Rule 16a-8(b)(2)(ii). The address of the Trust is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
(5) These shares are owned directly by Thomas W. Smith.
(6) These shares are owned directly by investment accounts established for the benefit of certain family members of Thomas W. Smith. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Smith disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.
(7) These shares are owned directly by the Thomas W. Smith Foundation (the "Foundation") and are beneficially owned indirectly by Mr. Smith as trustee of the Foundation. Mr. Smith disclaims beneficial ownership of these shares in excess of his pecuniary interest under 16a-8(b)(2)(ii). The address for the Foundation is 2200 Butts Road, Suite 320, Boca Raton, FL 33431.
(8) These shares are owned directly by Scott J. Vassalluzzo and include 7,300 restricted stock units that have vested under the Issuer's Incentive Compensation Plan. Each restricted stock unit represents and has a value equal to one share of common stock of Credit Acceptance Corporation. Shares will be distributed to Mr. Vassalluzzo on February 22, 2016.
(9) These shares are owned directly by investment accounts established for the benefit of certain family members of Scott J. Vassalluzzo. The inclusion of these shares in this report shall not be deemed an admission of beneficial ownership for purposes of Section 16 or any other purpose and Mr. Vassalluzzo disclaims beneficial ownership of these shares except to the extent of his pecuniary interest therein.

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