Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
CLONINGER KRISS III
  2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [AFL]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
President and Treasurer
(Last)
(First)
(Middle)
C/O AFLAC INCORPORATED, 1932 WYNNTON ROAD
3. Date of Earliest Transaction (Month/Day/Year)
07/30/2015
(Street)

COLUMBUS, GA 31999
4. If Amendment, Date Original Filed(Month/Day/Year)
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 07/30/2015   M   95,000 A $ 47.84 334,996 D  
Common Stock 07/30/2015   S   114,086 D $ 64.0686 220,910 D  
Common Stock (1) 07/30/2015   M   23,300 A $ 47.06 244,210 D  
Common Stock 07/30/2015   S   30,000 D $ 64.0713 214,210 D  
Common Stock (1) 07/31/2015   M   71,700 A $ 47.06 285,910 D  
Common Stock 07/31/2015   S   71,700 D $ 64.0963 214,210 D  
Common Stock 07/31/2015   G V 5,000 D $ 0 209,210 D  
Common Stock 07/31/2015   S   1,500 D $ 64.12 10,200 I Partnership
Common Stock 07/31/2015   S   1,500 D $ 64.1402 8,700 I Partnership
Common Stock 07/31/2015   S   3,651 D $ 64.13 40,300 I Trust
Common Stock               62 I 401(K) Plan
Common Stock               32,200 I Spouse
Common Stock               56 I Spouse CF/Children

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (right to buy) (1) $ 47.06 07/30/2015   M     23,300 02/09/2011 02/09/2020 Common Stock 23,300 $ 47.06 71,700 D  
Employee Stock Option (right to buy) (1) $ 47.06 07/31/2015   M     71,700 02/09/2011 02/09/2020 Common Stock 71,700 $ 47.06 0 D  
Employee Stock Option (right to buy) $ 47.84 07/30/2015   M     95,000 02/13/2008 02/13/2017 Common Stock 95,000 $ 47.84 0 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
CLONINGER KRISS III
C/O AFLAC INCORPORATED
1932 WYNNTON ROAD
COLUMBUS, GA 31999
  X     President and Treasurer  

Signatures

 By: Patricia A. Bell For: Kriss Cloninger, III   08/03/2015
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Granted under the 2004 Aflac Incorporated Long-Term Incentive Plan.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.