UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: JUNE 30, 2007
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer -- signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer WILLIAMSVILLE, NY 8/1/07
------------------ ----------------- ---------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 381
Form 13F Information Table Value Total: $140422
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state "NONE" and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
Form 13F INFORMATION TABLE
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHA RES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------------------------------------------------------------------------------------------------------------
FRESH DEL MONTE PRODUCE INC ORD G36738105 5 200 SH SOLE 200 0 0
INGERSOLL RAND LTD G4776G101 34 630 SH SOLE 630 0 0
INGERSOLL RAND LTD G4776G101 72 1320 SH DEFINED 1320 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 25 2375 SH SOLE 2375 0 0
AGL RES INC COM 1204106 28 700 SH SOLE 700 0 0
AES CORP COM 00130H105 18 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 1247 30052 SH SOLE 30052 0 0
AT&T INC COM 00206R102 325 7848 SH DEFINED 7848 0 0
ABBOTT LABS COM 2824100 255 4775 SH SOLE 4775 0 0
ABBOTT LABS COM 2824100 4 75 SH DEFINED 75 0 0
ADVANCED MICRO DEVICES INC COM 7903107 24 1700 SH DEFINED 1700 0 0
AIR PRODS & CHEMS INC COM 9158106 433 5395 SH SOLE 5395 0 0
ALCOA INC COM 13817101 117 2900 SH SOLE 2900 0 0
ALCOA INC COM 13817101 32 800 SH DEFINED 800 0 0
ALCATEL-LUCENT SPONSORED
ADR 13904305 1 115 SH SOLE 115 0 0
ALLSTATE CORP COM 20002101 30 500 SH DEFINED 500 0 0
ALLTEL CORP COM 20039103 24 360 SH SOLE 360 0 0
ALLTEL CORP COM 20039103 3 58 SH DEFINED 58 0 0
ALTRIA GROUP INC COM 02209S103 6 97 SH SOLE 0 0 97
ALTRIA GROUP INC COM 02209S103 119 1700 SH DEFINED 1700 0 0
AMERICAN ELEC PWR INC COM 25537101 32 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 687 11234 SH SOLE 11059 0 175
AMERICAN EXPRESS CO COM 25816109 27 450 SH DEFINED 450 0 0
AMERICAN INTL GROUP INC COM 26874107 894 12771 SH SOLE 12771 0 0
AMERICAN INTL GROUP INC COM 26874107 133 1900 SH DEFINED 1900 0 0
AMGEN INC COM 31162100 732 13249 SH SOLE 13074 0 175
AMGEN INC COM 31162100 164 2975 SH DEFINED 2975 0 0
ANALOG DEVICES INC COM 32654105 37 1000 SH SOLE 1000 0 0
ANGIODYNAMICS INC COM 03475V101 929 51625 SH SOLE 51075 0 550
ANGIODYNAMICS INC COM 03475V101 30 1700 SH DEFINED 1700 0 0
ANHEUSER BUSCH COS INC COM 35229103 151 2900 SH SOLE 2900 0 0
APACHE CORP COM 37411105 849 10417 SH SOLE 10292 0 125
APACHE CORP COM 37411105 28 350 SH DEFINED 350 0 0
APPLE INC COM 37833100 1891 15500 SH SOLE 15500 0 0
APPLIED MATLS INC COM 38222105 33 1700 SH SOLE 1700 0 0
AQUA AMERICA INC COM 03836W103 44 2000 SH SOLE 2000 0 0
AUTOMATIC DATA PROCESSING IN COM 53015103 392 8089 SH SOLE 8089 0 0
AVANEX CORP 05348W109 0 500 SH SOLE 500 0 0
AVAYA INC COM 53499109 0 12 SH SOLE 12 0 0
BJ SVCS CO COM 55482103 50 1786 SH SOLE 1786 0 0
BP PLC SPONSORED
ADR 55622104 958 13294 SH SOLE 13294 0 0
BP PLC SPONSORED
ADR 55622104 40 556 SH DEFINED 556 0 0
BANK OF AMERICA CORPORATION COM 60505104 687 14070 SH SOLE 13932 0 138
BANK OF AMERICA CORPORATION COM 60505104 146 3000 SH DEFINED 3000 0 0
BANK NEW YORK INC COM 64057102 761 18386 SH SOLE 18386 0 0
BANK NEW YORK INC COM 64057102 181 4380 SH DEFINED 4380 0 0
BARR PHARMACEUTICALS INC COM 68306109 5 100 SH DEFINED 100 0 0
BAXTER INTL INC COM 71813109 132 2350 SH SOLE 2350 0 0
BED BATH & BEYOND INC COM 75896100 5 140 SH SOLE 140 0 0
BERKSHIRE HATHAWAY INC DEL CL B 84670207 111 31 SH DEFINED 31 0 0
BEST BUY INC COM 86516101 10 225 SH SOLE 225 0 0
BIOGEN IDEC INC COM 09062X103 26 500 SH DEFINED 500 0 0
BOEING CO COM 97023105 240 2500 SH SOLE 2500 0 0
BOEING CO COM 97023105 48 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 549 17430 SH SOLE 17430 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 25 800 SH DEFINED 800 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 33 1747 SH SOLE 1747 0 0
BURLINGTON NORTHN SANTA FE C COM 12189T104 783 9199 SH SOLE 9074 0 125
BURLINGTON NORTHN SANTA FE C COM 12189T104 34 400 SH DEFINED 400 0 0
CVS CAREMARK/CORP COM 126650100 284 7800 SH SOLE 7800 0 0
CVS CAREMARK/CORP COM 126650100 4 135 SH DEFINED 135 0 0
CAMECO CORP COM 13321L108 702 13855 SH SOLE 13680 0 175
CAMECO CORP COM 13321L108 30 600 SH DEFINED 600 0 0
CAPITALSOURCE INC 14055X102 2 100 SH DEFINED 100 0 0
CARNIVAL CORP 143658300 29 600 SH DEFINED 600 0 0
CATERPILLAR INC DEL COM 149123101 50 646 SH SOLE 500 0 146
CATERPILLAR INC DEL COM 149123101 31 400 SH DEFINED 400 0 0
CENTERPOINT ENERGY INC COM 15189T107 8 500 SH SOLE 500 0 0
CHESAPEAKE ENERGY CORP COM 165167107 86 2500 SH SOLE 2500 0 0
CHEVRON CORP COM 166764100 815 9684 SH SOLE 9684 0 0
CHEVRON CORP COM 166764100 212 2520 SH DEFINED 2520 0 0
CHUBB CORP COM 171232101 184 3400 SH SOLE 3400 0 0
CIENA CORP COM NEW 171779309 51 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 1112 39949 SH SOLE 39549 0 400
CISCO SYS INC COM 17275R102 128 4600 SH DEFINED 4600 0 0
CITADEL BROADCASTING CORP COM 17285T106 0 64 SH SOLE 64 0 0
CITADEL BROADCASTING CORP COM 17285T106 0 115 SH DEFINED 115 0 0
CITIGROUP INC COM 172967101 1351 26349 SH SOLE 26149 0 200
CITIGROUP INC COM 172967101 185 3608 SH DEFINED 3608 0 0
COCA COLA CO COM 191216100 667 12757 SH SOLE 12650 0 107
COCA COLA CO COM 191216100 319 6115 SH DEFINED 6115 0 0
COLGATE PALMOLIVE CO COM 194162103 400 6175 SH SOLE 6175 0 0
COLGATE PALMOLIVE CO COM 194162103 185 2868 SH DEFINED 2868 0 0
COMCAST CORP 20030N101 124 4425 SH SOLE 4425 0 0
COMCAST CORP 20030N101 105 3750 SH DEFINED 3750 0 0
COMMUNITY BK SYS INC COM 203607106 4249 2 12239 SH SOLE 212239 0 0
COMMUNITY BK SYS INC COM 203607106 707 35320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 614 7828 SH SOLE 7828 0 0
CONOCOPHILLIPS COM 20825C104 144 1837 SH DEFINED 1837 0 0
CONSOLIDATED EDISON INC COM 209115104 180 4005 SH SOLE 4005 0 0
CONSTELLATION BRANDS INC CL A 21036P108 38 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 75 3106 SH DEFINED 3106 0 0
CONSTELLATION ENERGY GROUP I COM 210371100 34 400 SH SOLE 400 0 0
CORNING INC COM 219350105 122 4792 SH SOLE 4792 0 0
CORNING INC COM 219350105 6 240 SH DEFINED 240 0 0
DARDEN RESTAURANTS INC COM 237194105 284 6480 SH SOLE 6480 0 0
DEAN FOODS CO NEW COM 242370104 26 834 SH SOLE 834 0 0
DELL INC 24702R101 47 1662 SH SOLE 1662 0 0
DELL INC 24702R101 45 1600 SH DEFINED 1600 0 0
DIAMONDS TR UNIT
SER 1 252787106 7 53 SH SOLE 0 0 53
DISNEY WALT CO COM
DISNEY 254687106 249 7314 SH SOLE 7314 0 0
DISNEY WALT CO COM
DISNEY 254687106 51 1500 SH DEFINED 1500 0 0
DOMINION RES INC VA NEW COM 25746U109 85 990 SH SOLE 990 0 0
DOMINION RES INC VA NEW COM 25746U109 12 150 SH DEFINED 150 0 0
DOW CHEM CO COM 260543103 7 173 SH SOLE 173 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 459 9039 SH SOLE 8911 0 128
DU PONT E I DE NEMOURS & CO COM 263534109 61 1200 SH DEFINED 1200 0 0
DUKE ENERGY CORP NEW COM 26441C105 50 2784 SH SOLE 2512 0 272
E M C CORP MASS COM 268648102 72 4000 SH SOLE 4000 0 0
ENSCO INTL INC COM 26874Q100 85 1400 SH DEFINED 1400 0 0
EOG RES INC COM 26875P101 14 200 SH DEFINED 200 0 0
EAGLE MATERIALS INC COM 26969P108 8 180 SH SOLE 0 0 180
EBAY INC COM 278642103 672 20886 SH SOLE 20486 0 400
EBAY INC COM 278642103 28 900 SH DEFINED 900 0 0
EL PASO CORP 28336L109 55 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0
EMERSON ELEC CO COM 291011104 811 17335 SH SOLE 17335 0 0
ENERGY EAST CORP COM 29266M109 20 790 SH SOLE 790 0 0
ENERGY EAST CORP COM 29266M109 10 400 SH DEFINED 400 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 6 200 SH DEFINED 200 0 0
EQUITABLE RES INC COM 294549100 19 400 SH SOLE 400 0 0
EXELON CORP COM 30161N101 14 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 58 800 SH DEFINED 800 0 0
EXPRESS SCRIPTS INC COM 302182100 20 400 SH DEFINED 400 0 0
EXXON MOBIL CORP COM 30231G102 3250 38750 SH SOLE 38625 0 125
EXXON MOBIL CORP COM 30231G102 472 5630 SH DEFINED 5630 0 0
FPL GROUP INC COM 302571104 51 900 SH SOLE 900 0 0
FIFTH THIRD BANCORP COM 316773100 27 700 SH SOLE 0 0 700
FIRST DATA CORP COM 319963104 62 1900 SH DEFINED 1900 0 0
FIRSTENERGY CORP COM 337932107 11 181 SH SOLE 181 0 0
FOOT LOCKER INC COM 344849104 24 1140 SH SOLE 1140 0 0
FORD MTR CO DEL COM PAR
$0.01 345370860 26 2805 SH DEFINED 2805 0 0
GANNETT INC COM 364730101 71 1300 SH SOLE 1300 0 0
GENENTECH INC 368710406 625 8270 SH SOLE 8170 0 100
GENENTECH INC 368710406 34 450 SH DEFINED 450 0 0
GENERAL DYNAMICS CORP COM 369550108 15 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 10348 2 70407 SH SOLE 269925 0 482
GENERAL ELEC CO COM 369604103 533 13951 SH DEFINED 13951 0 0
GENERAL MLS INC COM 370334104 658 11270 SH SOLE 11270 0 0
GENERAL MLS INC COM 370334104 114 1960 SH DEFINED 1960 0 0
GENERAL MTRS CORP COM 370442105 1 32 SH SOLE 32 0 0
GENUINE PARTS CO COM 372460105 84 1700 SH SOLE 1700 0 0
GLAXOSMITHKLINE PLC SPONSORED
ADR 37733W105 190 3641 SH SOLE 3641 0 0
GOLDCORP INC NEW COM 380956409 5 225 SH DEFINED 225 0 0
HSBC HLDGS PLC ADR A
1/40PF A 404280604 47 2000 SH SOLE 2000 0 0
HANCOCK JOHN INVS TR COM 410142103 1 100 SH SOLE 100 0 0
HANESBRANDS INC COM 410345102 1 50 SH SOLE 50 0 0
HARSCO CORP 415864107 31 600 SH DEFINED 600 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104 137 1400 SH DEFINED 1400 0 0
HEALTHSOUTH CORP COM NEW 421924309 1 100 SH SOLE 100 0 0
HEINZ H J CO COM 423074103 237 5000 SH SOLE 5000 0 0
HERSHEY CO COM 427866108 50 1000 SH SOLE 1000 0 0
HEWLETT PACKARD CO COM 428236103 352 7900 SH SOLE 7900 0 0
HEWLETT PACKARD CO COM 428236103 16 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 288 7330 SH SOLE 7170 0 160
HOME DEPOT INC COM 437076102 74 1900 SH DEFINED 1900 0 0
HONEYWELL INTL INC COM 438516106 243 4324 SH SOLE 4324 0 0
ITT CORP NEW COM 450911102 95 1400 SH DEFINED 1400 0 0
IDEARC INC COM 451663108 1 45 SH SOLE 45 0 0
IDEARC INC COM 451663108 1 40 SH DEFINED 40 0 0
ILLINOIS TOOL WKS INC COM 452308109 525 9700 SH SOLE 9700 0 0
INTEL CORP COM 458140100 419 17673 SH SOLE 17673 0 0
INTEL CORP COM 458140100 265 11200 SH DEFINED 11200 0 0
INTEGRYS ENERGY GROUP INC COM 45822P105 48 950 SH DEFINED 950 0 0
INTL BUSINESS MACH COM 459200101 1207 11469 SH SOLE 11406 0 63
INTL BUSINESS MACH COM 459200101 375 3567 SH DEFINED 3567 0 0
INTERNATIONAL GAME TECHNOLOG COM 459902102 8 225 SH SOLE 225 0 0
INTERNATIONAL RECTIFIER CORP COM 460254105 37 1000 SH DEFINED 1000 0 0
ISHARES INC MSCI
AUSTRALIA 464286103 501 17625 SH SOLE 17625 0 0
ISHARES INC MSCI
AUSTRALIA 464286103 6 225 SH DEFINED 225 0 0
ISHARES INC MSCI CDA
INDEX 464286509 1286 43082 SH SOLE 43082 0 0
ISHARES INC MSCI CDA
INDEX 464286509 43 1450 SH DEFINED 1450 0 0
ISHARES INC MSCI PAC
J IDX 464286665 36 250 SH SOLE 250 0 0
ISHARES INC MSCI PAC
J IDX 464286665 7 50 SH DEFINED 50 0 0
ISHARES INC MSCI
JAPAN 464286848 3 250 SH DEFINED 250 0 0
ISHARES TR DJ SEL
DIV INX 464287168 2093 29129 SH SOLE 29129 0 0
ISHARES TR DJ SEL
DIV INX 464287168 107 1500 SH DEFINED 1500 0 0
I SHARES TR S&P 500 INDEX FD 464287200 7 50 SH SOLE 0 0 50
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 2536 19267 SH SOLE 19267 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 105 800 SH DEFINED 800 0 0
ISHARES TR S&P GBL
HLTHCR 464287325 1257 21265 SH SOLE 21165 0 100
ISHARES TR S&P GBL
HLTHCR 464287325 20 350 SH DEFINED 350 0 0
ISHARES TR GS NAT
RES IDX 464287374 1 10 SH SOLE 10 0 0
I SHARES MSCI EAFE 464287465 8075 99984 SH SOLE 99984 0 0
I SHARES MSCI EAFE 464287465 252 3120 SH DEFINED 3120 0 0
ISHARES TR RUSSELL
MCP
VL 464287473 27 175 SH SOLE 175 0 0
ISHARES TR RUSSELL
MCP
GR 464287481 17 150 SH SOLE 150 0 0
COHEN & STEERS INDEX REALTY FUND 464287564 7 80 SH SOLE 80 0 0
I SHARES RUSSELL 1000 VALUE 464287598 3838 44256 SH SOLE 44256 0 0
I SHARES RUSSELL 1000 VALUE 464287598 179 2065 SH DEFINED 2065 0 0
ISHARES TR RUSSELL 1000 GROWTH
INDEX
FUND 464287614 3145 53140 SH SOLE 52640 0 500
ISHARES TR RUSSELL 1000 GROWTH
INDEX
FUND 464287614 153 2600 SH DEFINED 2600 0 0
ISHARES TR RUSL
2000
VALU 464287630 107 1305 SH SOLE 1305 0 0
ISHARES TR RUSL
2000
GROW 464287648 15 180 SH SOLE 180 0 0
ISHARES TR S&P
SMLCAP
600 464287804 5619 79033 SH SOLE 78333 0 700
ISHARES TR S&P
SMLCAP
600 464287804 173 2435 SH DEFINED 2435 0 0
ISHARES TR DJ
MED
DEVICES 464288810 5 100 SH DEFINED 100 0 0
JDS UNIPHASE CORP COM
PAR
$0.001 46612J507 33 2500 SH SOLE 2500 0 0
JP MORGAN CHASE & CO COM 46625H100 1054 21755 SH SOLE 21755 0 0
JP MORGAN CHASE & CO COM 46625H100 37 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 1369 22235 SH SOLE 22085 0 150
JOHNSON & JOHNSON COM 478160104 318 5175 SH DEFINED 5175 0 0
JOY GLOBAL INC COM 481165108 661 11335 SH SOLE 11085 0 250
JOY GLOBAL INC COM 481165108 17 300 SH DEFINED 300 0 0
KELLOGG CO COM 487836108 25 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 62 1810 SH SOLE 1810 0 0
KIMBERLY CLARK CORP COM 494368103 53 800 SH DEFINED 800 0 0
KINDER MORGAN ENERGY PARTNER UT LTD
PARTNER 494550106 8 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 12 367 SH SOLE 300 0 67
KRAFT FOODS INC CL A 50075N104 94 2675 SH DEFINED 2675 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 12 125 SH DEFINED 125 0 0
LAKE SHORE BANCORP INC COM 510700107 22 1880 SH SOLE 1880 0 0
LAZARD WORLD DIVID & INCOME COM 521076109 38 1660 SH DEFINED 1660 0 0
LILLY ELI & CO COM 532457108 178 3200 SH SOLE 3200 0 0
LILLY ELI & CO COM 532457108 50 900 SH DEFINED 900 0 0
LINCOLN NATL CORP IND COM 534187109 313 4416 SH SOLE 4416 0 0
LINCOLN NATL CORP IND COM 534187109 120 1700 SH DEFINED 1700 0 0
LOCKHEED MARTIN CORP COM 539830109 127 1350 SH SOLE 1350 0 0
LOCKHEED MARTIN CORP COM 539830109 94 1000 SH DEFINED 1000 0 0
LOWES COS INC COM 548661107 99 3230 SH SOLE 3230 0 0
M & T BK CORP COM 55261F104 10 100 SH SOLE 100 0 0
MANULIFE FINL CORP COM 56501R106 133 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 21 360 SH SOLE 360 0 0
MARRIOTT INTL INC NEW CL A 571903202 395 9154 SH SOLE 9054 0 100
MARRIOTT INTL INC NEW CL A 571903202 18 425 SH DEFINED 425 0 0
MASCO CORP COM 574599106 49 1725 SH SOLE 1725 0 0
MASCO CORP COM 574599106 59 2100 SH DEFINED 2100 0 0
MCDONALDS CORP COM 580135101 22 450 SH SOLE 450 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 434 5572 SH SOLE 5522 0 50
MEDCO HEALTH SOLUTIONS INC 58405U102 15 200 SH DEFINED 200 0 0
MEDTRONIC INC COM 585055106 501 9675 SH SOLE 9675 0 0
MEDTRONIC INC COM 585055106 222 4300 SH DEFINED 4300 0 0
MERCK & CO INC COM 589331107 409 8216 SH SOLE 8100 0 116
MERCK & CO INC COM 589331107 380 7650 SH DEFINED 7650 0 0
MICROSOFT CORP COM 594918104 892 30280 SH SOLE 30280 0 0
MICROSOFT CORP COM 594918104 350 11900 SH DEFINED 11900 0 0
MIDCAP SPDR TR UNIT
SER 1 595635103 8389 51485 SH SOLE 50485 0 1000
MIDCAP SPDR TR UNIT
SER 1 595635103 266 1635 SH DEFINED 1635 0 0
MORGAN STANLEY COM
NEW 617446448 92 1103 SH SOLE 1000 0 103
MORGAN STANLEY COM
NEW 617446448 92 1100 SH DEFINED 1100 0 0
MOTOROLA INC COM 620076109 668 37770 SH SOLE 37270 0 500
MOTOROLA INC COM 620076109 13 750 SH DEFINED 750 0 0
MYLAN LABS INC COM 628530107 4 225 SH SOLE 225 0 0
NBT BANCORP INC COM 628778102 6 300 SH SOLE 300 0 0
NATIONAL FUEL GAS CO N J COM 636180101 76 1760 SH DEFINED 1760 0 0
NEW YORK CMNTY BANCORP INC COM 649445103 8 475 SH DEFINED 475 0 0
NEWELL RUBBERMAID INC COM 651229106 50 1700 SH DEFINED 1700 0 0
NEWMONT MINING CORP COM 651639106 7 181 SH SOLE 181 0 0
NISOURCE INC COM 65473P105 8 400 SH SOLE 400 0 0
NOKIA CORP SPONSORED
ADR 654902204 7 250 SH SOLE 250 0 0
NORFOLK SOUTHERN CORP COM 655844108 85 1632 SH SOLE 1632 0 0
NUCOR CORP COM 670346105 23 400 SH SOLE 400 0 0
NUVASIVE INC COM 670704105 496 18380 SH SOLE 18130 0 250
NUVASIVE INC COM 670704105 9 350 SH DEFINED 350 0 0
NUVEEN PREFERRED AND CONVERTIBLE
INCOME 67073B106 13 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 21 600 SH DEFINED 600 0 0
NUVEEN MUN VALUE FD INC COM 670928100 19 2000 SOLE 2000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 63 1100 SH SOLE 1100 0 0
OMNICOM GROUP INC COM 681919106 23 450 SH SOLE 450 0 0
ORACLE CORP COM 68389X105 98 4980 SH SOLE 4980 0 0
PNC FINL SVCS GROUP INC COM 693475105 10 150 SH DEFINED 150 0 0
PPG INDS INC COM 693506107 163 2150 SH SOLE 2150 0 0
PPL CORP COM 69351T106 422 9030 SH SOLE 9030 0 0
PAYCHEX INC COM 704326107 97 2500 SH SOLE 2500 0 0
PAYCHEX INC COM 704326107 12 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 43 600 SH SOLE 600 0 0
PEPSIAMERICAS INC COM 71343P200 4 192 SH SOLE 192 0 0
PEPSICO INC COM 713448108 838 12935 SH SOLE 12935 0 0
PEPSICO INC COM 713448108 226 3500 SH DEFINED 3500 0 0
PETSMART INC COM 716768106 58 1800 SH DEFINED 1800 0 0
PFIZER INC COM 717081103 1025 40130 SH SOLE 39703 0 427
PFIZER INC COM 717081103 210 8250 SH DEFINED 8250 0 0
PINNACLE WEST CPTLCORP 723484101 148 3725 SH SOLE 3725 0 0
PITNEY BOWES INC COM 724479100 79 1695 SH SOLE 1695 0 0
PLUM CREEK TIMBER CO INC COM 729251108 11 280 SH SOLE 280 0 0
PLUM CREEK TIMBER CO INC COM 729251108 42 1017 SH DEFINED 1017 0 0
POWERSHARES ETF TRUST WATER
RESOURCE 73935X575 1420 67950 SH SOLE 66575 0 1375
POWERSHARES ETF TRUST WATER
RESOURCE 73935X575 33 1625 SH DEFINED 1625 0 0
POWERSHARES ETF TRUST FTSE
RAFI
1000 73935X583 6550 1 5425 SH SOLE 102475 0 2950
POWERSHARES ETF TRUST FTSE
RAFI
1000 73935X583 212 3425 SH DEFINED 3425 0 0
POWERSHARES ETF TRUST INTL
DIV
ACHV 73935X716 8 400 SH SOLE 400 0 0
PRAXAIR INC COM 74005P104 7 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 1664 27212 SH SOLE 26962 0 250
PROCTER & GAMBLE CO COM 742718109 148 2422 SH DEFINED 2422 0 0
PROGRESS ENERGY INC COM 743263105 79 1748 SH SOLE 1748 0 0
PROGRESS ENERGY INC COM 743263105 4 100 SH DEFINED 100 0 0
PROGRESSIVE CORP OHIO COM 743315103 47 2000 SH SOLE 2000 0 0
PRUDENTIAL FINL INC COM 744320102 5 58 SH SOLE 58 0 0
QUALCOMM INC COM 747525103 891 20549 SH SOLE 20549 0 0
QUALCOMM INC COM 747525103 66 1525 SH DEFINED 1525 0 0
QWEST COMMUNICATIONS INTL IN COM 749121109 0 27 SH SOLE 27 0 0
RAYTHEON CO COM
NEW 755111507 26 500 SH SOLE 500 0 0
RELIANT ENERGY INC 75952B105 8 315 SH SOLE 315 0 0
ROCKWELL COLLINS INC 774341101 10 150 SH SOLE 150 0 0
ROSS STORES INC COM 778296103 55 1800 SH DEFINED 1800 0 0
ROYAL BK SCOTLAND GROUP PLC ADR
PFD
SER P 780097762 76 3200 SH SOLE 3200 0 0
ROYAL DUTCH SHELL PLC SPONS
ADR A 780259206 678 8360 SH SOLE 8360 0 0
SPDR TR UNIT
SER 1 78462F103 3509 23330 SH SOLE 23330 0 0
SARA LEE CORP COM 803111103 6 400 SH SOLE 400 0 0
SCANA CORP NEW COM 80589M102 15 400 SH SOLE 400 0 0
SCHERING PLOUGH CORP COM 806605101 474 15604 SH SOLE 15300 0 304
SCHERING PLOUGH CORP COM 806605101 60 2000 SH DEFINED 2000 0 0
SCHLUMBERGER LTD 806857108 1099 12950 SH SOLE 12950 0 0
SELECT SECTOR SPDR TR SBI
CONS
STPLS 81369Y308 288 10675 SH SOLE 10675 0 0
SELECT SECTOR SPDR TR SBI
INT-TECH 81369Y803 1154 45112 SH SOLE 43487 0 1625
SELECT SECTOR SPDR TR SBI
INT-TECH 81369Y803 60 2350 SH DEFINED 2350 0 0
SOUTHERN CO COM 842587107 144 4227 SH SOLE 4036 0 191
SOUTHERN CO COM 842587107 61 1800 SH DEFINED 1800 0 0
SOUTHERN UN CO NEW COM 844030106 16 500 SH SOLE 500 0 0
SPECTRA ENERGY CORP COM 847560109 7 292 SH SOLE 156 0 136
STAPLES INCORPORATED 855030102 7 300 SH SOLE 300 0 0
STAPLES INCORPORATED 855030102 78 3300 SH DEFINED 3300 0 0
STERIS CORP COM 859152100 5 184 SH SOLE 184 0 0
STREETTRACKS SER TR SPDR
HOMEBUILD 86330E745 18 600 SH SOLE 600 0 0
STREETTRACKS GOLD TR GOLD SHS 863307104 11 175 SH DEFINED 175 0 0
STREETTRACKS INDEX SHS FDS MACQU
GLBIN100 863308821 1851 33085 SH SOLE 32135 0 950
STREETTRACKS INDEX SHS FDS MACQU
GLBIN100 863308821 61 1100 SH DEFINED 1100 0 0
STRYKER CORP COM 863667101 6 110 SH SOLE 110 0 0
STRYKER CORP COM 863667101 6 110 SH DEFINED 110 0 0
SYMANTEC CORP COM 871503108 44 2205 SH SOLE 2205 0 0
SYSCO CORP COM 871829107 117 3575 SH SOLE 3575 0 0
SYSCO CORP COM 871829107 32 1000 SH DEFINED 1000 0 0
TCW CONV SECS FD INC COM 872340104 8 1740 SH SOLE 1740 0 0
TARGET CORP COM 87612E106 333 5250 SH SOLE 5250 0 0
TELECOM HLDRS TR DEPOSITRY
RCPT 87927P200 8 200 SH DEFINED 200 0 0
TELLABS INC COM 879664100 3 300 SH SOLE 300 0 0
TENARIS S A SPONSORED
ADR 88031M109 48 1000 SH SOLE 1000 0 0
TEXAS INSTRS INC COM 882508104 883 23489 SH SOLE 23139 0 350
TEXAS INSTRS INC COM 882508104 30 800 SH DEFINED 800 0 0
3M CO COM 88579Y101 99 1150 SH SOLE 1150 0 0
3M CO COM 88579Y101 208 2400 SH DEFINED 2400 0 0
TIME WARNER INC COM 887317105 31 1500 SH SOLE 1500 0 0
TOLL BROTHERS INC COM 889478103 49 2000 SH DEFINED 2000 0 0
TOMPKINSTRUSTCO INC COM 890110109 113 3037 SH SOLE 3037 0 0
TRAVELERS COMPANIES INC COM 8.94E+113 96 1800 SH DEFINED 1800 0 0
TRUSTCO BK CORP N Y COM 898349105 8 842 SH DEFINED 842 0 0
TYCO INTL LTD NEW COM 902124106 60 1800 SH SOLE 1800 0 0
UNION PAC CORP COM 907818108 240 2090 SH SOLE 2090 0 0
UNITED PARCEL SERVICE INC CL B 911312106 91 1260 SH SOLE 1260 0 0
UNITED PARCEL SERVICE INC CL B 911312106 102 1400 SH DEFINED 1400 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1092 15409 SH SOLE 15209 0 200
UNITED TECHNOLOGIES CORP COM 913017109 26 375 SH DEFINED 375 0 0
UNITEDHEALTH GROUP INC COM 91324P102 3 75 SH DEFINED 75 0 0
VALERO ENERGY CORP NEW COM 91913Y100 771 10450 SH SOLE 10300 0 150
VALERO ENERGY CORP NEW COM 91913Y100 35 475 SH DEFINED 475 0 0
VAN KAMPEN AMERICAN CAP BOND 920955101 10 626 SH SOLE 626 0 0
VENTAS INC COM 92276F100 22 613 SH DEFINED 613 0 0
VERIZON COMMUNICATIONS COM 92343V104 724 17590 SH SOLE 17590 0 0
VERIZON COMMUNICATIONS COM 92343V104 82 2006 SH DEFINED 2006 0 0
VODAFONE GROUP PLC NEW SPONS
ADR
NEW 92857W209 4 131 SH SOLE 131 0 0
VODAFONE GROUP PLC NEW SPONS
ADR
NEW 92857W209 22 656 SH DEFINED 656 0 0
WACHOVIA CORP 2ND NEW COM 929903102 2112 41229 SH SOLE 41229 0 0
WACHOVIA CORP 2ND NEW COM 929903102 51 1000 SH DEFINED 1000 0 0
WAL MART STORES INC COM 931142103 1184 24623 SH SOLE 24523 0 100
WAL MART STORES INC COM 931142103 57 1200 SH DEFINED 1200 0 0
WALGREEN CO COM 931422109 523 12021 SH SOLE 11906 0 115
WALGREEN CO COM 931422109 14 325 SH DEFINED 325 0 0
WASHINGTON MUT INC COM 939322103 60 1415 SH SOLE 1415 0 0
WASHINGTON MUT INC COM 939322103 76 1800 SH DEFINED 1800 0 0
WASTE MGMT INC DEL COM 94106L109 610 15625 SH SOLE 15300 0 325
WASTE MGMT INC DEL COM 94106L109 18 475 SH DEFINED 475 0 0
WELLS FARGO & CO NEW COM 949746101 534 15214 SH SOLE 15064 0 150
WELLS FARGO & CO NEW COM 949746101 117 3350 SH DEFINED 3350 0 0
WESTERN ASSET MANAGED MUNI 95766M105 29 2673 SOLE 2673 0 0
WESTERN UN CO COM 959802109 39 1900 SH DEFINED 1900 0 0
WHOLE FOODS MKT INC COM 966837106 11 300 SH SOLE 300 0 0
WINDSTREAM CORP COM 97381W104 5 372 SH SOLE 372 0 0
WINDSTREAM CORP COM 97381W104 0 59 SH DEFINED 59 0 0
WISCONSIN ENERGY CORP COM 976657106 48 1103 SH SOLE 1103 0 0
WISDOMTREE TRUST INTL
MIDCAP
DV 97717W778 366 5100 SH SOLE 5100 0 0
WISDOMTREE TRUST INTL
DV
TOP100 97717W786 14 200 SH SOLE 200 0 0
WISDOMTREE TRUST INTL
LRGCAP
DV 97717W794 3174 47010 SH SOLE 47010 0 0
WISDOMTREE TRUST INTL
LRGCAP
DV 97717W794 104 1550 SH DEFINED 1550 0 0
WYETH COM 983024100 17 300 SH SOLE 300 0 0
WYETH COM 983024100 200 3500 SH DEFINED 3500 0 0
XTO ENERGY INC COM 98385X106 12 208 SH DEFINED 208 0 0
XCEL ENERGY INC COM 98389B100 16 820 SH SOLE 820 0 0
XEROX CORP COM 984121103 4 225 SH SOLE 225 0 0
ZIMMER HLDGS INC COM 98956P102 131 1548 SH SOLE 1548 0 0
ZIMMER HLDGS INC COM 98956P102 6 80 SH DEFINED 80 0 0
ZIONS BANCORPORATION COM 989701107 76 1000 SH DEFINED 1000 0 0
GRAND TOTALS 140422 2787819 2769209 0 18610