FORM 13F COVER PAGE

REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 9/30/01

CHECK HERE IF AMENDMENT (X); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.):  (X) IS A RESTATEMENT.
                                   ( ) ADDS NEW HOLDINGS ENTRIES

INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:

NAME:    FIFTH THIRD BANK - a Michigan Banking Corporation
            ONE VANDENBERG CENTER
         GRAND RAPIDS, MI 49503

13F FILE NUMBER: 28-676
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.


PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:

NAME:     NEAL E. ARNOLD
TITLE:    EXECUTIVE VICE PRESIDENT
PHONE:    (513) 534-8577

SIGNATURE,PLACE,AND DATE OF SIGNING:

/S/NEAL E. ARNOLD   CINCINNATI, OH         11/19/01


REPORT TYPE (CHECK ONLY ONE.):

(  )        13F HOLDINGS REPORT

(  )        13F NOTICE

(X )        13F COMBINATION REPORT


LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:



I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.







                              FORM 13F SUMMARY PAGE


REPORT SUMMARY:

NUMBER OF OTHER INCLUDED MANAGERS: 0

FORM 13F INFORMATION TABLE ENTRY TOTAL:  393

FORM 13F INFORMATION TABLE VALUE TOTAL:  1,637,553

LIST OF OTHER INCLUDED MANAGERS:











                                                                       FORM 13F                                SEC NO 28-539
PAGE     1 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
DAIMLERCHRYSLER AG             ORD              D1668R123      329     7141 SH       DEFINED 19               7141        0        0
                                                        ---------- --------
                                                               329     7141

GLOBAL CROSSING LTD            COM              G3921A100       94    10827 SH       DEFINED 19               5021        0     5806
                                                        ---------- --------
                                                                94    10827

TRANSOCEAN SEDCO FOREX INC     ORD              G90078109      751    18197 SH       DEFINED 19              18197        0        0
                                                        ---------- --------
                                                               751    18197

FLEXTRONICS INTL LTD           ORD              Y2573F102     1296    49650 SH       DEFINED 19              49450        0      200
                                                        ---------- --------
                                                              1296    49650

A D C TELECOMMUNICATIONS       COM              000886101       74    11275 SH       DEFINED 19              10275        0     1000
                                                        ---------- --------
                                                                74    11275

AK STL HLDG CORP               COM              001547108      251    20000 SH       DEFINED 19              20000        0        0
                                                        ---------- --------
                                                               251    20000

AMR CORP                       COM              001765106      270     7478 SH       DEFINED 19               7478        0        0
                                                        ---------- --------
                                                               270     7478

AOL TIME WARNER INC            COM              00184A105    15899   299990 SH       DEFINED 19             278313        0    21677
                                                        ---------- --------
                                                             15899   299990

AT&T CORP                      COM              001957109     6306   286634 SH       DEFINED 19             239353        0    47281
                                                        ---------- --------
                                                              6306   286634

ABBOTT LABS                    COM              002824100    20499   427071 SH       DEFINED 19             396961        0    30110
                                                        ---------- --------
                                                             20499   427071

ADAMS EXPRESS CO               COM              006212104      187    10480 SH       DEFINED 19               8172        0     2308
                                                        ---------- --------
                                                               187    10480











                                                                FORM 13F                                           SEC NO 28-539
PAGE     2 OF 36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
ADOBE SYS INC                  COM              00724F101      775    16490 SH       DEFINED 19              16290        0      200
                                                        ---------- --------
                                                               775    16490

AEGON N V                      ORD AMER REG     007924103      723    25459 SH       DEFINED 19               1480        0    23979
                                                        ---------- --------
                                                               723    25459

AGILENT TECHNOLOGIES INC       COM              00846U101     1322    40690 SH       DEFINED 19              37449        0     3241
                                                        ---------- --------
                                                              1322    40690

AIR PRODS & CHEMS INC          COM              009158106      421     9205 SH       DEFINED 19               9205        0        0
                                                        ---------- --------
                                                               421     9205

AIRTRAN HLDGS INC              COM              00949P108      359    35000 SH       DEFINED 19              32500        0     2500
                                                        ---------- --------
                                                               359    35000

ALCOA INC                      COM              013817101     2104    53412 SH       DEFINED 19              52572        0      840
                                                        ---------- --------
                                                              2104    53412

ALLEGHENY ENERGY INC           COM              017361106      450     9325 SH       DEFINED 19               8825        0      500
                                                        ---------- --------
                                                               450     9325

ALLSTATE CORP                  COM              020002101    24402   554708 SH       DEFINED 19             490169        0    64539
                                                        ---------- --------
                                                             24402   554708

ALLTEL CORP                    COM              020039103      928    15153 SH       DEFINED 19              14780        0      373
                                                        ---------- --------
                                                               928    15153

ALTERA CORP                    COM              021441100      409    14090 SH       DEFINED 19              14090        0        0
                                                        ---------- --------
                                                               409    14090

AMERADA HESS CORP              COM              023551104      313     3870 SH       DEFINED 19               3870        0        0
                                                        ---------- --------
                                                               313     3870











                                                          FORM 13F                                              SEC NO 28-539
PAGE     3 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
AMEREN CORP                    COM              023608102      709    16605 SH       DEFINED 19              13637        0     2968
                                                        ---------- --------
                                                               709    16605

AMCORE FINL INC                COM              023912108      474    19728 SH       DEFINED 19              19728        0        0
                                                        ---------- --------
                                                               474    19728

AMERICAN AXLE & MFG HLDGS INC  COM              024061103     5657   332792 SH       DEFINED 19             332792        0        0
                                                        ---------- --------
                                                              5657   332792

AMERICAN ELEC PWR INC          COM              025537101     1289    27923 SH       DEFINED 19              27723        0      200
                                                        ---------- --------
                                                              1289    27923

AMERICAN EXPRESS CO            COM              025816109     3395    87494 SH       DEFINED 19              87494        0        0
                                                        ---------- --------
                                                              3395    87494

AMERICAN HOME PRODS CORP       COM              026609107     6956   118404 SH       DEFINED 19             112784        0     5620
                                                        ---------- --------
                                                              6956   118404

AMERICAN INTL GROUP INC        COM              026874107    19155   225330 SH       DEFINED 19             215755        0     9575
                                                        ---------- --------
                                                             19155   225330

AMGEN INC                      COM              031162100     9163   151012 SH       DEFINED 19             144001        0     7011
                                                        ---------- --------
                                                              9163   151012

ANADARKO PETE CORP             COM              032511107      350     6493 SH       DEFINED 19               6493        0        0
                                                        ---------- --------
                                                               350     6493

ANALOG DEVICES INC             COM              032654105     2198    50831 SH       DEFINED 19              50056        0      775
                                                        ---------- --------
                                                              2198    50831

ANDREW CORP                    COM              034425108      466    25250 SH       DEFINED 19              25250        0        0
                                                        ---------- --------
                                                               466    25250











                                                          FORM 13F                                              SEC NO 28-539
PAGE     4 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
ANHEUSER BUSCH COS INC         COM              035229103     2196    53310 SH       DEFINED 19              50110        0     3200
                                                        ---------- --------
                                                              2196    53310

AON CORP                       COM              037389103     1101    31468 SH       DEFINED 19              30181        0     1287
                                                        ---------- --------
                                                              1101    31468

APHTON CORP                    COM              03759P101      399    18217 SH       DEFINED 19              18217        0        0
                                                        ---------- --------
                                                               399    18217

APPLIED MATLS INC              COM              038222105     4624    94179 SH       DEFINED 19              89835        0     4344
                                                        ---------- --------
                                                              4624    94179

ARCHER DANIELS MIDLAND CO      COM              039483102      392    30064 SH       DEFINED 19              24772        0     5292
                                                        ---------- --------
                                                               392    30064

ATLAS PIPELINE PARTNERS LP     UNIT L P INT     049392103      543    19000 SH       DEFINED 19              19000        0        0
                                                        ---------- --------
                                                               543    19000

AUTODESK INC                   COM              052769106      261     7000 SH       DEFINED 19               7000        0        0
                                                        ---------- --------
                                                               261     7000

AUTOMATIC DATA PROCESSING INC  COM              053015103     9570   192563 SH       DEFINED 19             177613        0    14950
                                                        ---------- --------
                                                              9570   192563

AVAYA INC                      COM              053499109      240    17491 SH       DEFINED 19              16776        0      715
                                                        ---------- --------
                                                               240    17491

AVON PRODS INC                 COM              054303102      267     5760 SH       DEFINED 19               5540        0      220
                                                        ---------- --------
                                                               267     5760

BB&T CORP                      COM              054937107      224     6095 SH       DEFINED 19               6095        0        0
                                                        ---------- --------
                                                               224     6095














                                                          FORM 13F                                              SEC NO 28-539
PAGE     5 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
BP PLC                         SPONSORED ADR    055622104    12312   246983 SH       DEFINED 19             241427        0     5556
                                                        ---------- --------
                                                             12312   246983

BAKER HUGHES INC               COM              057224107      711    21220 SH       DEFINED 19              18720        0     2500
                                                        ---------- --------
                                                               711    21220

BANK OF AMERICA CORPORATION    COM              060505104     3052    50836 SH       DEFINED 19              50564        0      272
                                                        ---------- --------
                                                              3052    50836

BANK NEW YORK INC              COM              064057102     3332    69407 SH       DEFINED 19              63284        0     6123
                                                        ---------- --------
                                                              3332    69407

BANK ONE CORP                  COM              06423A103     6814   190329 SH       DEFINED 19             182644        0     7685
                                                        ---------- --------
                                                              6814   190329

BARRICK GOLD CORP              COM              067901108      157    10350 SH       DEFINED 19              10350        0        0
                                                        ---------- --------
                                                               157    10350

BAXTER INTL INC                COM              071813109     2272    44991 SH       DEFINED 19              41637        0     3354
                                                        ---------- --------
                                                              2272    44991

BED BATH & BEYOND INC          COM              075896100      288     9235 SH       DEFINED 19               9235        0        0
                                                        ---------- --------
                                                               288     9235

BELLSOUTH CORP                 COM              079860102     8557   212499 SH       DEFINED 19             200042        0    12457
                                                        ---------- --------
                                                              8557   212499

BERKSHIRE HATHAWAY INC DEL     CL B             084670207      267      116 SH       DEFINED 19                105        0       11
                                                        ---------- --------
                                                               267      116

BEST BUY INC                   COM              086516101      922    14518 SH       DEFINED 19              13718        0      800
                                                        ---------- --------
                                                               922    14518












                                                          FORM 13F                                              SEC NO 28-539
PAGE     6 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
BIOGEN INC                     COM              090597105      448     8235 SH       DEFINED 19               8235        0        0
                                                        ---------- --------
                                                               448     8235

BIOMET INC                     COM              090613100     8251   171680 SH       DEFINED 19             171680        0        0

                                                        ---------- --------
                                                              8251   171680

BLOCK H & R INC                COM              093671105      586     9075 SH       DEFINED 19               9075        0        0
                                                        ---------- --------
                                                               586     9075

BOEING CO                      COM              097023105     2432    43743 SH       DEFINED 19              40495        0     3248
                                                        ---------- --------
                                                              2432    43743

BRISTOL MYERS SQUIBB CO        COM              110122108    13313   254545 SH       DEFINED 19             227204        0    27341
                                                        ---------- --------
                                                             13313   254545

BROADWING INC                  COM              111620100      628    25675 SH       DEFINED 19              23325        0     2350
                                                        ---------- --------
                                                               628    25675

BROWN FORMAN CORP              CL B             115637209      384     6000 SH       DEFINED 19               6000        0        0
                                                        ---------- --------
                                                               384     6000

BURLINGTON NORTHN SANTA FE CP  COM              12189T104      526    17346 SH       DEFINED 19              17346        0        0
                                                        ---------- --------
                                                               526    17346

CIGNA CORP                     COM              125509109      480     5007 SH       DEFINED 19               5007        0        0
                                                        ---------- --------
                                                               480     5007

CMS ENERGY CORP                COM              125896100      983    35284 SH       DEFINED 19              35284        0        0
                                                        ---------- --------
                                                               983    35284

CVS CORP                       COM              126650100     1197    31023 SH       DEFINED 19              28223        0     2800
                                                        ---------- --------
                                                              1197    31023












                                                          FORM 13F                                              SEC NO 28-539
PAGE     7 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
CAMPBELL SOUP CO               COM              134429109      247     9600 SH       DEFINED 19               9600        0        0
                                                        ---------- --------
                                                               247     9600

CAPITAL ONE FINL CORP          COM              14040H105      347     5770 SH       DEFINED 19               5770        0        0
                                                        ---------- --------
                                                               347     5770

CARDINAL HEALTH INC            COM              14149Y108     2391    34652 SH       DEFINED 19              32857        0     1795
                                                        ---------- --------
                                                              2391    34652

CARNIVAL CORP                  COM              143658102      480    15625 SH       DEFINED 19              14325        0     1300
                                                        ---------- --------
                                                               480    15625

CATERPILLAR INC DEL            COM              149123101      246     4918 SH       DEFINED 19               4918        0        0
                                                        ---------- --------
                                                               246     4918

CENDANT CORP                   COM              151313103      688    35267 SH       DEFINED 19              34667        0      600
                                                        ---------- --------
                                                               688    35267

CHARTER ONE FINL INC           COM              160903100      367    11503 SH       DEFINED 19              11503        0        0
                                                        ---------- --------
                                                               367    11503

CHEMICAL FINL CORP             COM              163731102     2102    71238 SH       DEFINED 19              71238        0        0
                                                        ---------- --------
                                                              2102    71238

CHEVRON CORPORATION            COM              166751107     7327    80957 SH       DEFINED 19              79106        0     1851
                                                        ---------- --------
                                                              7327    80957

CHOICEPOINT INC                COM              170388102      413     9810 SH       DEFINED 19               9810        0        0
                                                        ---------- --------
                                                               413     9810

CHUBB CORP                     COM              171232101      477     6160 SH       DEFINED 19               6160        0        0
                                                        ---------- --------
                                                               477     6160














                                                          FORM 13F                                              SEC NO 28-539
PAGE     8 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
CINERGY CORP                   COM              172474108      260     7446 SH       DEFINED 19               7446        0        0
                                                        ---------- --------
                                                               260     7446

CISCO SYS INC                  COM              17275R102    11543   634241 SH       DEFINED 19             592735        0    41506
                                                        ---------- --------
                                                             11543   634241

CITIGROUP INC                  COM              172967101    24103   456145 SH       DEFINED 19             431617        0    24528
                                                        ---------- --------
                                                             24103   456145

CITIZENS BKG CORP MICH         COM              174420109      320    10951 SH       DEFINED 19              10951        0        0
                                                        ---------- --------
                                                               320    10951

CLEAR CHANNEL COMMUNICATIONS   COM              184502102     1607    25625 SH       DEFINED 19              25625        0        0
                                                        ---------- --------
                                                              1607    25625

COACH INC                      COM              189754104      722    18979 SH       DEFINED 19              18336        0      643
                                                        ---------- --------
                                                               722    18979

COCA COLA CO                   COM              191216100     6941   154244 SH       DEFINED 19             141043        0    13201
                                                        ---------- --------
                                                              6941   154244

COLGATE PALMOLIVE CO           COM              194162103     5601    94956 SH       DEFINED 19              94956        0        0
                                                        ---------- --------
                                                              5601    94956

COMCAST CORP                   CL A SPL         200300200     3544    81660 SH       DEFINED 19              64160        0    17500
                                                        ---------- --------
                                                              3544    81660

COMERICA INC                   COM              200340107     1365    23705 SH       DEFINED 19              23705        0        0
                                                        ---------- --------
                                                              1365    23705

COMPAQ COMPUTER CORP           COM              204493100     1214    79228 SH       DEFINED 19              77700        0     1528
                                                        ---------- --------
                                                              1214    79228











                                                          FORM 13F                                              SEC NO 28-539
PAGE     9 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
COMPUTER ASSOC INTL INC        COM              204912109     1184    32879 SH       DEFINED 19              32279        0      600
                                                        ---------- --------
                                                              1184    32879

COMPUTER SCIENCES CORP         COM              205363104      595    17195 SH       DEFINED 19              16415        0      780
                                                        ---------- --------
                                                               595    17195

COMPUWARE CORP                 COM              205638109      179    12800 SH       DEFINED 19              12800        0        0
                                                        ---------- --------
                                                               179    12800

COMVERSE TECHNOLOGY INC        COM PAR $0.10    205862402      689    12068 SH       DEFINED 19              11918        0      150
                                                        ---------- --------
                                                               689    12068

CONAGRA FOODS INC              COM              205887102      328    16549 SH       DEFINED 19              16549        0        0
                                                        ---------- --------
                                                               328    16549

CONEXANT SYSTEMS INC           COM              207142100      169    18926 SH       DEFINED 19              18126        0      800
                                                        ---------- --------
                                                               169    18926

CONOCO INC                     CL B             208251405     1736    60067 SH       DEFINED 19              50249        0     9818
                                                        ---------- --------
                                                              1736    60067

CONSOLIDATED EDISON INC        COM              209115104      833    20939 SH       DEFINED 19              20468        0      471
                                                        ---------- --------
                                                               833    20939

CONVERGYS CORP                 COM              212485106      860    28421 SH       DEFINED 19              26321        0     2100
                                                        ---------- --------
                                                               860    28421

COOPER INDS INC                COM              216669101     1457    36813 SH       DEFINED 19              36813        0        0
                                                        ---------- --------
                                                              1457    36813

CORNING INC                    COM              219350105     1413    84536 SH       DEFINED 19              84536        0        0
                                                        ---------- --------
                                                              1413    84536











                                                          FORM 13F                                              SEC NO 28-539
PAGE    10 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                    
COSTCO WHSL CORP NEW           COM              22160K105      496    12085 SH       DEFINED 19              11950        0      135
                                                        ---------- --------
                                                               496    12085

CRANE CO                       COM              224399105      600    19349 SH       DEFINED 19              19349        0        0
                                                        ---------- --------
                                                               600    19349

CREE INC                       COM              225447101      227     8700 SH       DEFINED 19               8600        0      100
                                                        ---------- --------
                                                               227     8700

DTE ENERGY CO                  COM              233331107     1880    40481 SH       DEFINED 19              40135        0      346
                                                        ---------- --------
                                                              1880    40481

DANAHER CORP DEL               COM              235851102      417     7449 SH       DEFINED 19               7449        0        0
                                                        ---------- --------
                                                               417     7449

DEERE & CO                     COM              244199105      341     9004 SH       DEFINED 19               8423        0      581
                                                        ---------- --------
                                                               341     9004

DELL COMPUTER CORP             COM              247025109     1713    65500 SH       DEFINED 19              64305        0     1195
                                                        ---------- --------
                                                              1713    65500

DELPHI AUTOMOTIVE SYS CORP     COM              247126105      486    30482 SH       DEFINED 19              29518        0      964
                                                        ---------- --------
                                                               486    30482

DELUXE CORP                    COM              248019101     1516    52441 SH       DEFINED 19              36841        0    15600
                                                        ---------- --------
                                                              1516    52441

DEVON ENERGY CORP NEW          COM              25179M103      427     8124 SH       DEFINED 19               8124        0        0
                                                        ---------- --------
                                                               427     8124

DIEBOLD INC                    COM              253651103      494    15364 SH       DEFINED 19              15364        0        0
                                                        ---------- --------
                                                               494    15364










                                                          FORM 13F                                              SEC NO 28-539
PAGE    11 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                      
DISNEY WALT CO                 COM DISNEY       254687106     4864   168363 SH       DEFINED 19             145045        0    23318
                                                        ---------- --------
                                                              4864   168363

DOMINION RES INC VA NEW        COM              25746U109      673    11198 SH       DEFINED 19              10625        0      573
                                                        ---------- --------
                                                               673    11198

DOVER CORP                     COM              260003108      363     9635 SH       DEFINED 19               9335        0      300
                                                        ---------- --------
                                                               363     9635

DOW CHEM CO                    COM              260543103     2130    64051 SH       DEFINED 19              51001        0    13050
                                                        ---------- --------
                                                              2130    64051

DU PONT E I DE NEMOURS & CO    COM              263534109     3552    73627 SH       DEFINED 19              64106        0     9521
                                                        ---------- --------
                                                              3552    73627

DUKE ENERGY CORP               COM              264399106     3473    89037 SH       DEFINED 19              81237        0     7800
                                                        ---------- --------
                                                              3473    89037

DYNEGY INC NEW                 CL A             26816Q101      425     9337 SH       DEFINED 19               9337        0        0
                                                        ---------- --------
                                                               425     9337

E M C CORP MASS                COM              268648102     5593   191221 SH       DEFINED 19             170001        0    21220
                                                        ---------- --------
                                                              5593   191221

EASTMAN KODAK CO               COM              277461109      630    13494 SH       DEFINED 19              11946        0     1548
                                                        ---------- --------
                                                               630    13494

EDISON INTL                    COM              281020107      133    11963 SH       DEFINED 19              11163        0      800
                                                        ---------- --------
                                                               133    11963

EFUNDS CORP                    COM              28224R101      589    31662 SH       DEFINED 19              23061        0     8601
                                                        ---------- --------
                                                               589    31662











                                                          FORM 13F                                              SEC NO 28-539
PAGE    12 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                     
EL PASO CORP                   COM              28336L109     1476    28085 SH       DEFINED 19              27985        0      100
                                                        ---------- --------
                                                              1476    28085

ELAN PLC                       ADR              284131208      208     3411 SH       DEFINED 19               3380        0       31
                                                        ---------- --------
                                                               208     3411

ELECTRONIC DATA SYS NEW        COM              285661104     1049    16776 SH       DEFINED 19              15980        0      796
                                                        ---------- --------
                                                              1049    16776

EMERSON ELEC CO                COM              291011104     4209    69572 SH       DEFINED 19              64132        0     5440
                                                        ---------- --------
                                                              4209    69572

ENCOMPASS SVCS CORP            COM              29255U104      186    20763 SH       DEFINED 19              20763        0        0
                                                        ---------- --------
                                                               186    20763

ENRON CORP                     COM              293561106     7698   156775 SH       DEFINED 19             142534        0    14241
                                                        ---------- --------
                                                              7698   156775

ENTERGY CORP NEW               COM              29364G103      210     5475 SH       DEFINED 19               5361        0      114
                                                        ---------- --------
                                                               210     5475

EQUIFAX INC                    COM              294429105     1222    33320 SH       DEFINED 19              33170        0      150
                                                        ---------- --------
                                                              1222    33320

EQUITY RESIDENTIAL PPTYS TR    SH BEN INT       29476L107      294     5196 SH       DEFINED 19               5196        0        0
                                                        ---------- --------
                                                               294     5196

ERICSSON L M TEL CO            ADR CL B SEK10   294821400     1622   299235 SH       DEFINED 19             289170        0    10065
                                                        ---------- --------
                                                              1622   299235

EXELON CORP                    COM              30161N101     2444    38110 SH       DEFINED 19              37274        0      836
                                                        ---------- --------
                                                              2444    38110










                                                          FORM 13F                                              SEC NO 28-539
PAGE    13 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
EXODUS COMMUNICATIONS INC      COM              302088109       25    11900 SH       DEFINED 19              11900        0        0
                                                        ---------- --------
                                                                25    11900

EXXON MOBIL CORP               COM              30231G102    81770   936113 SH       DEFINED 19             854799        0    81314
                                                        ---------- --------
                                                             81770   936113

FPL GROUP INC                  COM              302571104      823    13676 SH       DEFINED 19              13676        0        0
                                                        ---------- --------
                                                               823    13676

FEDERAL HOME LN MTG CORP       COM              313400301     1098    16132 SH       DEFINED 19              15532        0      600
                                                        ---------- --------
                                                              1098    16132

FEDERAL NATL MTG ASSN          COM              313586109    10278   120871 SH       DEFINED 19             107506        0    13365
                                                        ---------- --------
                                                             10278   120871

FEDEX CORP                     COM              31428X106      358     8905 SH       DEFINED 19               8905        0        0
                                                        ---------- --------
                                                               358     8905

FIFTH THIRD BANCORP            COM              316773100   241084  4014723 SH       DEFINED 19            3426924        0   587799
                                                        ---------- --------
                                                            241084  4014723

FIRST DATA CORP                COM              319963104     4876    75771 SH       DEFINED 19              75571        0      200
                                                        ---------- --------
                                                              4876    75771

FIRST MIDWEST BANCORP DEL      COM              320867104     1095    36931 SH       DEFINED 19              26229        0    10702
                                                        ---------- --------
                                                              1095    36931

FISERV INC                     COM              337738108      209     3262 SH       DEFINED 19               3262        0        0
                                                        ---------- --------
                                                               209     3262

FIRSTENERGY CORP               COM              337932107      514    15981 SH       DEFINED 19              15981        0        0
                                                        ---------- --------
                                                               514    15981











                                                          FORM 13F                                              SEC NO 28-539
PAGE    14 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
FLEETBOSTON FINL CORP          COM              339030108     1125    28511 SH       DEFINED 19              28511        0        0
                                                        ---------- --------
                                                              1125    28511

FORD MTR CO DEL                COM PAR $0.01    345370860     3478   141671 SH       DEFINED 19             141572        0       99
                                                        ---------- --------
                                                              3478   141671

FOREST LABS INC                COM              345838106      452     6365 SH       DEFINED 19               6365        0        0
                                                        ---------- --------
                                                               452     6365

FORTUNE BRANDS INC             COM              349631101      541    14105 SH       DEFINED 19              12505        0     1600
                                                        ---------- --------
                                                               541    14105

4 KIDS ENTMT INC               COM              350865101      404    21073 SH       DEFINED 19              21073        0        0
                                                        ---------- --------
                                                               404    21073

FRANKLIN ELEC INC              COM              353514102     1813    23884 SH       DEFINED 19              23884        0        0
                                                        ---------- --------
                                                              1813    23884

GANNETT INC                    COM              364730101     1627    24687 SH       DEFINED 19              23487        0     1200
                                                        ---------- --------
                                                              1627    24687

GAP INC DEL                    COM              364760108      825    28462 SH       DEFINED 19              28462        0        0
                                                        ---------- --------
                                                               825    28462

GENERAL ELEC CO                COM              369604103    84043  1723962 SH       DEFINED 19            1575575        0   148387
                                                        ---------- --------
                                                             84043  1723962

GENERAL MLS INC                COM              370334104     1186    27097 SH       DEFINED 19              24897        0     2200
                                                        ---------- --------
                                                              1186    27097

GENERAL MTRS CORP              COM              370442105     3759    58421 SH       DEFINED 19              57218        0     1203
                                                        ---------- --------
                                                              3759    58421










                                                          FORM 13F                                              SEC NO 28-539
PAGE    15 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
GENERAL MTRS CORP              CL H NEW         370442832      432    20723 SH       DEFINED 19              20351        0      372
                                                        ---------- --------
                                                               432    20723

GENTEX CORP                    COM              371901109      702    25183 SH       DEFINED 19              23983        0     1200
                                                        ---------- --------
                                                               702    25183

GENUINE PARTS CO               COM              372460105     2579    81884 SH       DEFINED 19              81884        0        0
                                                        ---------- --------
                                                              2579    81884

GEORGIA PAC CORP               COM GA PAC GRP   373298108      297     8777 SH       DEFINED 19               8777        0        0
                                                        ---------- --------
                                                               297     8777

GILLETTE CO                    COM              375766102     2830    97604 SH       DEFINED 19              93294        0     4310
                                                        ---------- --------
                                                              2830    97604

GLAXOSMITHKLINE PLC            SPONSORED ADR    37733W105      455     8094 SH       DEFINED 19               7184        0      910
                                                        ---------- --------
                                                               455     8094

GOLDEN WEST FINL CORP DEL      COM              381317106      332     5171 SH       DEFINED 19               5171        0        0
                                                        ---------- --------
                                                               332     5171

GOODRICH CORP                  COM              382388106      223     5875 SH       DEFINED 19               5875        0        0
                                                        ---------- --------
                                                               223     5875

GREAT LAKES CHEM CORP          COM              390568103      541    17535 SH       DEFINED 19              17435        0      100
                                                        ---------- --------
                                                               541    17535

GUIDANT CORP                   COM              401698105     1156    32102 SH       DEFINED 19              31842        0      260
                                                        ---------- --------
                                                              1156    32102

HCA-HEALTHCARE CO              COM              404119109      575    12720 SH       DEFINED 19              11325        0     1395
                                                        ---------- --------
                                                               575    12720











                                                          FORM 13F                                              SEC NO 28-539
PAGE    16 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
HALLIBURTON CO                 COM              406216101     1007    28275 SH       DEFINED 19              28275        0        0
                                                        ---------- --------
                                                              1007    28275

HANCOCK JOHN INCOME SECS TR    COM              410123103      161    10714 SH       DEFINED 19              10714        0        0
                                                        ---------- --------
                                                               161    10714

HARLEY DAVIDSON INC            COM              412822108     4587    97435 SH       DEFINED 19              82785        0    14650
                                                        ---------- --------
                                                              4587    97435

HARTFORD FINL SVCS GROUP INC   COM              416515104      587     8583 SH       DEFINED 19               8155        0      428
                                                        ---------- --------
                                                               587     8583

HEINZ H J CO                   COM              423074103     1077    26344 SH       DEFINED 19              21648        0     4696
                                                        ---------- --------
                                                              1077    26344

HERCULES INC                   SUB DEB CV  8%   427056AK2     3030    30000 SH       DEFINED 19              30000        0        0
                                                        ---------- --------
                                                              3030    30000

HERSHEY FOODS CORP             COM              427866108     3124    50619 SH       DEFINED 19              50419        0      200
                                                        ---------- --------
                                                              3124    50619

HEWLETT PACKARD CO             COM              428236103     3576   125049 SH       DEFINED 19             118145        0     6904
                                                        ---------- --------
                                                              3576   125049

HOME DEPOT INC                 COM              437076102    13263   284915 SH       DEFINED 19             275089        0     9826
                                                        ---------- --------
                                                             13263   284915

HON INDS INC                   COM              438092108      779    32150 SH       DEFINED 19              32150        0        0
                                                        ---------- --------
                                                               779    32150

HONEYWELL INTL INC             COM              438516106     1450    41454 SH       DEFINED 19              40022        0     1432
                                                        ---------- --------
                                                              1450    41454











                                                          FORM 13F                                              SEC NO 28-539
PAGE    17 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
HOUSEHOLD INTL INC             COM              441815107     2417    36241 SH       DEFINED 19              32309        0     3932
                                                        ---------- --------
                                                              2417    36241

HUNTINGTON BANCSHARES INC      COM              446150104     8336   509869 SH       DEFINED 19             483806        0    26063
                                                        ---------- --------
                                                              8336   509869

HYPERFEED TECHNOLOGIES INC     COM              44913S102       25    12000 SH       DEFINED 19              12000        0        0
                                                        ---------- --------
                                                                25    12000

IMS HEALTH INC                 COM              449934108      560    19663 SH       DEFINED 19              19663        0        0
                                                        ---------- --------
                                                               560    19663

ILLINOIS TOOL WKS INC          COM              452308109     2326    36741 SH       DEFINED 19              36741        0        0
                                                        ---------- --------
                                                              2326    36741

INDEPENDENT BANK CORP MICH     COM              453838104      337    13718 SH       DEFINED 19              13718        0        0
                                                        ---------- --------
                                                               337    13718

INGERSOLL-RAND CO              COM              456866102      247     6000 SH       DEFINED 19               6000        0        0
                                                        ---------- --------
                                                               247     6000

INTEL CORP                     COM              458140100    20437   698690 SH       DEFINED 19             673437        0    25253
                                                        ---------- --------
                                                             20437   698690

INTERNATIONAL BUSINESS MACHS   COM              459200101    22956   203149 SH       DEFINED 19             182982        0    20167
                                                        ---------- --------
                                                             22956   203149

INTL PAPER CO                  COM              460146103      482    13494 SH       DEFINED 19              13198        0      296
                                                        ---------- --------
                                                               482    13494

INTERPUBLIC GROUP COS INC      COM              460690100      408    13888 SH       DEFINED 19              13773        0      115
                                                        ---------- --------
                                                               408    13888











                                                          FORM 13F                                              SEC NO 28-539
PAGE    18 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                     
INVITROGEN CORP                COM              46185R100      449     6250 SH       DEFINED 19               6250        0        0
                                                        ---------- --------
                                                               449     6250

JDS UNIPHASE CORP              COM              46612J101      186    14845 SH       DEFINED 19              13620        0     1225
                                                        ---------- --------
                                                               186    14845

J P MORGAN CHASE & CO          COM              46625H100     6220   139454 SH       DEFINED 19             138494        0      960
                                                        ---------- --------
                                                              6220   139454

JACOBSON STORES INC            SB DB CV 6.75%   469834AC9     4260    60000 SH       DEFINED 19              60000        0        0
                                                        ---------- --------
                                                              4260    60000

JEFFERSON PILOT CORP           COM              475070108      973    20144 SH       DEFINED 19              19807        0      337
                                                        ---------- --------
                                                               973    20144

JOHNSON & JOHNSON              COM              478160104    19876   397516 SH       DEFINED 19             365997        0    31519
                                                        ---------- --------
                                                             19876   397516

JOHNSON CTLS INC               COM              478366107     1832    25279 SH       DEFINED 19              22679        0     2600
                                                        ---------- --------
                                                              1832    25279

KANEB PIPE LINE PARTNERS L P   SR PREF UNIT     484169107      201     5600 SH       DEFINED 19               5600        0        0
                                                        ---------- --------
                                                               201     5600

KELLOGG CO                     COM              487836108     2960   102076 SH       DEFINED 19              86976        0    15100
                                                        ---------- --------
                                                              2960   102076

KERR MCGEE CORP                COM              492386107      210     3171 SH       DEFINED 19               3171        0        0
                                                        ---------- --------
                                                               210     3171

KEYSPAN CORP                   COM              49337W100      222     6083 SH       DEFINED 19               6083        0        0
                                                        ---------- --------
                                                               222     6083











                                                          FORM 13F                                              SEC NO 28-539
PAGE    19 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
KIMBERLY CLARK CORP            COM              494368103     2703    48357 SH       DEFINED 19              47549        0      808
                                                        ---------- --------
                                                              2703    48357

KING PHARMACEUTICALS INC       COM              495582108      266     4950 SH       DEFINED 19               4950        0        0
                                                        ---------- --------
                                                               266     4950

KOHLS CORP                     COM              500255104     3095    49338 SH       DEFINED 19              48538        0      800
                                                        ---------- --------
                                                              3095    49338

KROGER CO                      COM              501044101     1260    50387 SH       DEFINED 19              50387        0        0
                                                        ---------- --------
                                                              1260    50387

LA Z BOY INC                   COM              505336107     7171   387625 SH       DEFINED 19             387625        0        0
                                                        ---------- --------
                                                              7171   387625

LEHMAN BROS HLDGS INC          COM              524908100      204     2640 SH       DEFINED 19               2640        0        0
                                                        ---------- --------
                                                               204     2640

LILLY ELI & CO                 COM              532457108     5506    74406 SH       DEFINED 19              67846        0     6560
                                                        ---------- --------
                                                              5506    74406

LIMITED INC                    COM              532716107      203    12282 SH       DEFINED 19              12282        0        0
                                                        ---------- --------
                                                               203    12282

LINCOLN ELEC HLDGS INC         COM              533900106      245     9620 SH       DEFINED 19               9620        0        0
                                                        ---------- --------
                                                               245     9620

LINCOLN NATL CORP IND          COM              534187109     3562    68829 SH       DEFINED 19              68629        0      200
                                                        ---------- --------
                                                              3562    68829

LINEAR TECHNOLOGY CORP         COM              535678106     1762    39835 SH       DEFINED 19              39435        0      400
                                                        ---------- --------
                                                              1762    39835











                                                          FORM 13F                                              SEC NO 28-539
PAGE    20 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
LOCKHEED MARTIN CORP           COM              539830109     1526    41187 SH       DEFINED 19              34787        0     6400
                                                        ---------- --------
                                                              1526    41187

LOEWS CORP                     COM              540424108      341     5300 SH       DEFINED 19               5300        0        0
                                                        ---------- --------
                                                               341     5300

LOWES COS INC                  COM              548661107     2352    32422 SH       DEFINED 19              31022        0     1400
                                                        ---------- --------
                                                              2352    32422

LUCENT TECHNOLOGIES INC        COM              549463107     1267   203996 SH       DEFINED 19             194307        0     9689
                                                        ---------- --------
                                                              1267   203996

MBIA INC                       COM              55262C100      428     7693 SH       DEFINED 19               7693        0        0
                                                        ---------- --------
                                                               428     7693

MBNA CORP                      COM              55262L100     1150    34861 SH       DEFINED 19              34436        0      425
                                                        ---------- --------
                                                              1150    34861

MGIC INVT CORP WIS             COM              552848103      450     6195 SH       DEFINED 19               6195        0        0
                                                        ---------- --------
                                                               450     6195

MANULIFE FINL CORP             COM              56501R106      612    21915 SH       DEFINED 19              21915        0        0
                                                        ---------- --------
                                                               612    21915

MARSH & MCLENNAN COS INC       COM              571748102     5990    59305 SH       DEFINED 19              57905        0     1400
                                                        ---------- --------
                                                              5990    59305

MARSHALL & ILSLEY CORP         COM              571834100      291     5404 SH       DEFINED 19                  0        0     5404
                                                        ---------- --------
                                                               291     5404

MARRIOTT INTL INC NEW          CL A             571903202      377     7954 SH       DEFINED 19               7954        0        0
                                                        ---------- --------
                                                               377     7954











                                                          FORM 13F                                              SEC NO 28-539
PAGE    21 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
MASCO CORP                     COM              574599106      549    22008 SH       DEFINED 19              21258        0      750
                                                        ---------- --------
                                                               549    22008

MASCOTECH INC                  SBDB CONV 4.5%   574670AB1      811    10000 SH       DEFINED 19              10000        0        0
                                                        ---------- --------
                                                               811    10000

MATTEL INC                     COM              577081102      250    13196 SH       DEFINED 19              13146        0       50
                                                        ---------- --------
                                                               250    13196

MAXIM INTEGRATED PRODS INC     COM              57772K101      579    13100 SH       DEFINED 19              13050        0       50
                                                        ---------- --------
                                                               579    13100

MAY DEPT STORES CO             COM              577778103      297     8670 SH       DEFINED 19               8670        0        0
                                                        ---------- --------
                                                               297     8670

MCDONALDS CORP                 COM              580135101     3268   120787 SH       DEFINED 19             112788        0     7999
                                                        ---------- --------
                                                              3268   120787

MCGRAW HILL COS INC            COM              580645109      923    13950 SH       DEFINED 19              12350        0     1600
                                                        ---------- --------
                                                               923    13950

MCKESSON HBOC INC              COM              58155Q103      397    10693 SH       DEFINED 19              10593        0      100
                                                        ---------- --------
                                                               397    10693

MCLEODUSA INC                  CL A             582266102    10364  2257930 SH       DEFINED 19            2257930        0        0
                                                        ---------- --------
                                                             10364  2257930

MEDIMMUNE INC                  COM              584699102      367     7785 SH       DEFINED 19               7785        0        0
                                                        ---------- --------
                                                               367     7785

MEDTRONIC INC                  COM              585055106     5521   120003 SH       DEFINED 19             117703        0     2300
                                                        ---------- --------
                                                              5521   120003










                                                          FORM 13F                                              SEC NO 28-539
PAGE    22 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                     
MELLON FINL CORP               COM              58551A108     5353   119462 SH       DEFINED 19             119112        0      350
                                                        ---------- --------
                                                              5353   119462

MERCK & CO INC                 COM              589331107    21273   332859 SH       DEFINED 19             324566        0     8293
                                                        ---------- --------
                                                             21273   332859

MERITAGE HOSPITALITY GROUP INC COM              59000K101      142    60100 SH       DEFINED 19              60100        0        0
                                                        ---------- --------
                                                               142    60100

MERRILL LYNCH & CO INC         COM              590188108     1483    25022 SH       DEFINED 19              25022        0        0
                                                        ---------- --------
                                                              1483    25022

METLIFE INC                    COM              59156R108      625    20189 SH       DEFINED 19              20009        0      180
                                                        ---------- --------
                                                               625    20189

MICROSOFT CORP                 COM              594918104    24880   340822 SH       DEFINED 19             322283        0    18539
                                                        ---------- --------
                                                             24880   340822

MICRON TECHNOLOGY INC          COM              595112103      528    12855 SH       DEFINED 19              12855        0        0
                                                        ---------- --------
                                                               528    12855

MILLER HERMAN INC              COM              600544100      534    22056 SH       DEFINED 19              22056        0        0
                                                        ---------- --------
                                                               534    22056

MINNESOTA MNG & MFG CO         COM              604059105     4782    41914 SH       DEFINED 19              38284        0     3630
                                                        ---------- --------
                                                              4782    41914

MIRANT CORP                    COM              604675108     1015    29502 SH       DEFINED 19              26799        0     2703
                                                        ---------- --------
                                                              1015    29502

MOODYS CORP                    COM              615369105      292     8715 SH       DEFINED 19               8715        0        0
                                                        ---------- --------
                                                               292     8715











                                                          FORM 13F                                              SEC NO 28-539
PAGE    23 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
MORGAN STANLEY DEAN WITTER&CO  COM NEW          617446448    28687   446633 SH       DEFINED 19             395233        0    51400
                                                        ---------- --------
                                                             28687   446633

MOTOROLA INC                   COM              620076109     3778   228143 SH       DEFINED 19             222368        0     5775
                                                        ---------- --------
                                                              3778   228143

MUNIYIELD MICH FD INC          COM              626300107      137    10255 SH       DEFINED 19              10255        0        0
                                                        ---------- --------
                                                               137    10255

NASDAQ 100 TR                  UNIT SER 1       631100104     1223    26770 SH       DEFINED 19              26770        0        0
                                                        ---------- --------
                                                              1223    26770

NATIONAL CITY CORP             COM              635405103     3444   111902 SH       DEFINED 19             111902        0        0
                                                        ---------- --------
                                                              3444   111902

NATIONAL COMMERCE FINL CORP    COM              63545P104     1094    44896 SH       DEFINED 19              43646        0     1250
                                                        ---------- --------
                                                              1094    44896

NEOGEN CORP                    COM              640491106      132    10200 SH       DEFINED 19              10200        0        0
                                                        ---------- --------
                                                               132    10200

NEW YORK TIMES CO              CL A             650111107      225     5365 SH       DEFINED 19               5365        0        0
                                                        ---------- --------
                                                               225     5365

NEWELL RUBBERMAID INC          COM              651229106     7738   308296 SH       DEFINED 19             248808        0    59488
                                                        ---------- --------
                                                              7738   308296

NICOR INC                      COM              654086107      449    11524 SH       DEFINED 19              11524        0        0
                                                        ---------- --------
                                                               449    11524

NIKE INC                       CL B             654106103      597    14220 SH       DEFINED 19              14220        0        0
                                                        ---------- --------
                                                               597    14220











                                                          FORM 13F                                              SEC NO 28-539
PAGE    24 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                    
NISOURCE INC                   COM              65473P105     5122   187408 SH       DEFINED 19             186408        0     1000
                                                        ---------- --------
                                                              5122   187408

NOKIA CORP                     SPONSORED ADR    654902204     1176    53014 SH       DEFINED 19              51164        0     1850
                                                        ---------- --------
                                                              1176    53014

NORFOLK SOUTHERN CORP          COM              655844108      714    34433 SH       DEFINED 19              31055        0     3378
                                                        ---------- --------
                                                               714    34433

NORTEL NETWORKS CORP NEW       COM              656568102      823    91124 SH       DEFINED 19              90159        0      965
                                                        ---------- --------
                                                               823    91124

NORTHERN BORDER PARTNERS L P   UNIT LTD PARTN   664785102      654    17250 SH       DEFINED 19              17250        0        0
                                                        ---------- --------
                                                               654    17250

NORTHERN TR CORP               COM              665859104     8655   138481 SH       DEFINED 19             126981        0    11500
                                                        ---------- --------
                                                              8655   138481

NUCOR CORP                     COM              670346105      701    14341 SH       DEFINED 19              14241        0      100
                                                        ---------- --------
                                                               701    14341

NUVEEN PREM INCOME MUN FD      COM              67062T100      272    19500 SH       DEFINED 19              18900        0      600
                                                        ---------- --------
                                                               272    19500

NVIDIA CORP                    COM              67066G104      235     2530 SH       DEFINED 19               2530        0        0
                                                        ---------- --------
                                                               235     2530

NUVEEN MICH QUALITY INCOME MUN COM              670979103     1402    90251 SH       DEFINED 19              90251        0        0
                                                        ---------- --------
                                                              1402    90251

NUVEEN MICH PREM INCOME MUN FD COM              67101Q109      669    45664 SH       DEFINED 19              45664        0        0
                                                        ---------- --------
                                                               669    45664











                                                          FORM 13F                                              SEC NO 28-539
PAGE    25 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
OCCIDENTAL PETE CORP DEL       COM              674599105      351    13188 SH       DEFINED 19              12869        0      319
                                                        ---------- --------
                                                               351    13188

OLD SECOND BANCORP INC ILL     COM              680277100     1577    47694 SH       DEFINED 19              46694        0     1000
                                                        ---------- --------
                                                              1577    47694

OMNICOM GROUP INC              COM              681919106     2972    34561 SH       DEFINED 19              34561        0        0
                                                        ---------- --------
                                                              2972    34561

ORACLE CORP                    COM              68389X105    10986   578196 SH       DEFINED 19             530356        0    47840
                                                        ---------- --------
                                                             10986   578196

ORGANIC INC                    COM              68617E101        5    12000 SH       DEFINED 19              12000        0        0
                                                        ---------- --------
                                                                 5    12000

PNC FINL SVCS GROUP INC        COM              693475105      750    11393 SH       DEFINED 19              11393        0        0
                                                        ---------- --------
                                                               750    11393

PPG INDS INC                   COM              693506107      711    13517 SH       DEFINED 19              12917        0      600
                                                        ---------- --------
                                                               711    13517

PACTIV CORP                    COM              695257105      195    14584 SH       DEFINED 19              14584        0        0
                                                        ---------- --------
                                                               195    14584

PARAMETRIC TECHNOLOGY CORP     COM              699173100      173    12375 SH       DEFINED 19              12375        0        0
                                                        ---------- --------
                                                               173    12375

PARKER DRILLING CO             COM              701081101       88    13600 SH       DEFINED 19              13600        0        0
                                                        ---------- --------
                                                                88    13600

PAYCHEX INC                    COM              704326107      344     8609 SH       DEFINED 19               8159        0      450
                                                        ---------- --------
                                                               344     8609











                                                          FORM 13F                                              SEC NO 28-539
PAGE    26 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
PENNEY J C INC                 COM              708160106      281    10666 SH       DEFINED 19              10666        0        0
                                                        ---------- --------
                                                               281    10666

PEOPLES ENERGY CORP            COM              711030106      460    11440 SH       DEFINED 19              11360        0       80
                                                        ---------- --------
                                                               460    11440

PEPSICO INC                    COM              713448108     5416   122533 SH       DEFINED 19             114581        0     7952
                                                        ---------- --------
                                                              5416   122533

PFIZER INC                     COM              717081103    31956   797908 SH       DEFINED 19             752658        0    45250
                                                        ---------- --------
                                                             31956   797908

PHARMACIA CORP                 COM              71713U102   190496  4145717 SH       DEFINED 19            1106902        0  3038815
                                                        ---------- --------
                                                            190496  4145717

PHILIP MORRIS COS INC          COM              718154107     8550   168466 SH       DEFINED 19             105848        0    62618
                                                        ---------- --------
                                                              8550   168466

PHILLIPS PETE CO               COM              718507106      596    10459 SH       DEFINED 19              10259        0      200
                                                        ---------- --------
                                                               596    10459

PIONEER STD ELECTRS INC        COM              723877106      215    16800 SH       DEFINED 19              16800        0        0
                                                        ---------- --------
                                                               215    16800

PITNEY BOWES INC               COM              724479100      523    12412 SH       DEFINED 19               7660        0     4752
                                                        ---------- --------
                                                               523    12412

PRAXAIR INC                    COM              74005P104      526    11193 SH       DEFINED 19              10493        0      700
                                                        ---------- --------
                                                               526    11193

PROCTER & GAMBLE CO            COM              742718109     7470   117090 SH       DEFINED 19             110306        0     6784
                                                        ---------- --------
                                                              7470   117090










                                                          FORM 13F                                              SEC NO 28-539
PAGE    27 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
PROGRESS ENERGY INC            COM              743263105      893    19881 SH       DEFINED 19              17969        0     1912
                                                        ---------- --------
                                                               893    19881

PROVIDIAN FINL CORP            COM              74406A102     2546    43000 SH       DEFINED 19               3400        0    39600
                                                        ---------- --------
                                                              2546    43000

PUBLIC SVC ENTERPRISE GROUP    COM              744573106      542    11088 SH       DEFINED 19              11088        0        0
                                                        ---------- --------
                                                               542    11088

PURCHASEPRO COM                COM              746144104       51    34300 SH       DEFINED 19              34300        0        0
                                                        ---------- --------
                                                                51    34300

QUALCOMM INC                   COM              747525103     1200    20524 SH       DEFINED 19              19749        0      775
                                                        ---------- --------
                                                              1200    20524

QWEST COMMUNICATIONS INTL INC  COM              749121109     3207   100613 SH       DEFINED 19              96264        0     4349
                                                        ---------- --------
                                                              3207   100613

RADIOSHACK CORP                COM              750438103      661    21658 SH       DEFINED 19              21658        0        0
                                                        ---------- --------
                                                               661    21658

RALSTON PURINA CO              COM              751277302      310    10333 SH       DEFINED 19              10333        0        0
                                                        ---------- --------
                                                               310    10333

RAYTHEON CO                    COM NEW          755111507     1170    44062 SH       DEFINED 19              32762        0    11300
                                                        ---------- --------
                                                              1170    44062

RELIANT ENERGY INC             COM              75952J108      721    22373 SH       DEFINED 19              17773        0     4600
                                                        ---------- --------
                                                               721    22373

REPUBLIC BANCORP INC           COM              760282103      426    30633 SH       DEFINED 19              30633        0        0
                                                        ---------- --------
                                                               426    30633










                                                          FORM 13F                                              SEC NO 28-539
PAGE    28 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
ROCKWELL INTL CORP NEW         COM              773903109     1300    34106 SH       DEFINED 19              33306        0      800
                                                        ---------- --------
                                                              1300    34106

ROCKWELL COLLINS INC           COM              774341101      763    32456 SH       DEFINED 19              31656        0      800
                                                        ---------- --------
                                                               763    32456

ROYAL DUTCH PETE CO            NY REG GLD1.25   780257804     6408   109976 SH       DEFINED 19             106608        0     3368
                                                        ---------- --------
                                                              6408   109976

SBC COMMUNICATIONS INC         COM              78387G103    22722   567204 SH       DEFINED 19             540472        0    26732
                                                        ---------- --------
                                                             22722   567204

SPDR TR                        UNIT SER 1       78462F103     3639    29678 SH       DEFINED 19              21849        0     7829
                                                        ---------- --------
                                                              3639    29678

SPX CORP                       COM              784635104      579     4626 SH       DEFINED 19               4626        0        0
                                                        ---------- --------
                                                               579     4626

SAFEWAY INC                    COM NEW          786514208      947    19730 SH       DEFINED 19              19630        0      100
                                                        ---------- --------
                                                               947    19730

SARA LEE CORP                  COM              803111103     5138   271273 SH       DEFINED 19             268828        0     2445
                                                        ---------- --------
                                                              5138   271273

SCHERING PLOUGH CORP           COM              806605101     2319    63993 SH       DEFINED 19              56629        0     7364
                                                        ---------- --------
                                                              2319    63993

SCHLUMBERGER LTD               COM              806857108     4595    87278 SH       DEFINED 19              78253        0     9025
                                                        ---------- --------
                                                              4595    87278

SCHULMAN A INC                 COM              808194104      743    55000 SH       DEFINED 19              55000        0        0
                                                        ---------- --------
                                                               743    55000










                                                          FORM 13F                                              SEC NO 28-539
PAGE    29 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
SCHWAB CHARLES CORP NEW        COM              808513105      490    31139 SH       DEFINED 19              30617        0      522
                                                        ---------- --------
                                                               490    31139

SCIENTIFIC ATLANTA INC         COM              808655104      536    13200 SH       DEFINED 19              13200        0        0
                                                        ---------- --------
                                                               536    13200

SCUDDER MUN INCOME TR          COM SH BEN INT   81118R604      252    21905 SH       DEFINED 19              21447        0      458
                                                        ---------- --------
                                                               252    21905

SEARS ROEBUCK & CO             COM              812387108    12606   297943 SH       DEFINED 19             261182        0    36761
                                                        ---------- --------
                                                             12606   297943

SERVICEMASTER CO               COM              81760N109      138    11465 SH       DEFINED 19               9272        0     2193
                                                        ---------- --------
                                                               138    11465

SHELL TRANS & TRADING PLC      NEW YRK SH NEW   822703609      202     4015 SH       DEFINED 19               4015        0        0
                                                        ---------- --------
                                                               202     4015

SIEBEL SYS INC                 COM              826170102     1641    34990 SH       DEFINED 19              34590        0      400
                                                        ---------- --------
                                                              1641    34990

SIGMA ALDRICH CORP             COM              826552101      226     5845 SH       DEFINED 19               5845        0        0
                                                        ---------- --------
                                                               226     5845

SOLECTRON CORP                 COM              834182107     2413   131839 SH       DEFINED 19             131839        0        0
                                                        ---------- --------
                                                              2413   131839

SOUTHERN CO                    COM              842587107     1668    71748 SH       DEFINED 19              64948        0     6800
                                                        ---------- --------
                                                              1668    71748

SOUTHTRUST CORP                COM              844730101      236     9090 SH       DEFINED 19               9090        0        0
                                                        ---------- --------
                                                               236     9090











                                                          FORM 13F                                              SEC NO 28-539
PAGE    30 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
SOUTHWEST AIRLS CO             COM              844741108     1220    65963 SH       DEFINED 19              62698        0     3265
                                                        ---------- --------
                                                              1220    65963

SPARTAN STORES INC             COM              846822104     1489    92744 SH       DEFINED 19              92744        0        0
                                                        ---------- --------
                                                              1489    92744

SPHERION CORP                  COM              848420105      119    13270 SH       DEFINED 19              13270        0        0
                                                        ---------- --------
                                                               119    13270

SPRINT CORP                    COM FON GROUP    852061100     1072    50177 SH       DEFINED 19              47106        0     3071
                                                        ---------- --------
                                                              1072    50177

SPRINT CORP                    PCS COM SER 1    852061506      871    36061 SH       DEFINED 19              33841        0     2220
                                                        ---------- --------
                                                               871    36061

STAPLES INC                    COM              855030102      234    14645 SH       DEFINED 19              14645        0        0
                                                        ---------- --------
                                                               234    14645

STARBUCKS CORP                 COM              855244109      962    41820 SH       DEFINED 19              40220        0     1600
                                                        ---------- --------
                                                               962    41820

STATE STR CORP                 COM              857477103     1774    35840 SH       DEFINED 19              34840        0     1000
                                                        ---------- --------
                                                              1774    35840

STEELCASE INC                  CL A             858155203     6114   486415 SH       DEFINED 19            486415         0        0
                                                        ---------- --------
                                                              6114   486415

STORA ENSO CORP                SPON ADR REP R   86210M106      358    33777 SH       DEFINED 19              33777        0        0
                                                        ---------- --------
                                                               358    33777

STRYKER CORP                   COM              863667101     9316   169838 SH       DEFINED 19             169438        0      400
                                                        ---------- --------
                                                              9316   169838











                                                          FORM 13F                                              SEC NO 28-539
PAGE    31 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
SUN LIFE FINL SVCS CDA INC     COM              866796105      321    13513 SH       DEFINED 19              13513        0        0
                                                        ---------- --------
                                                               321    13513

SUN MICROSYSTEMS INC           COM              866810104     7017   446404 SH       DEFINED 19             417464        0    28940
                                                        ---------- --------
                                                              7017   446404

SUNGARD DATA SYS INC           COM              867363103      282     9400 SH       DEFINED 19               9400        0        0
                                                        ---------- --------
                                                               282     9400

SUNOCO INC                     COM              86764P109      205     5587 SH       DEFINED 19               5305        0      282
                                                        ---------- --------
                                                               205     5587

SUNTRUST BKS INC               COM              867914103      510     7868 SH       DEFINED 19               7868        0        0
                                                        ---------- --------
                                                               510     7868

SUPERVALU INC                  COM              868536103      379    21575 SH       DEFINED 19              21575        0        0
                                                        ---------- --------
                                                               379    21575

SYNAGRO TECHNOLOGIES INC       COM NEW          871562203     1179   495501 SH       DEFINED 19             495501        0        0
                                                        ---------- --------
                                                              1179   495501

SYSCO CORP                     COM              871829107     1980    72934 SH       DEFINED 19              72600        0      334
                                                        ---------- --------
                                                              1980    72934

TCF FINL CORP                  COM              872275102      224     4829 SH       DEFINED 19               4829        0        0
                                                        ---------- --------
                                                               224     4829

TECO ENERGY INC                COM              872375100      354    11605 SH       DEFINED 19              11605        0        0
                                                        ---------- --------
                                                               354    11605

TEPPCO PARTNERS L P            UT LTD PARTNER   872384102      229     7800 SH       DEFINED 19               7800        0        0
                                                        ---------- --------
                                                               229     7800










                                                          FORM 13F                                              SEC NO 28-539
PAGE    32 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                       
TRW INC                        COM              872649108      407     9931 SH       DEFINED 19               9064        0      867
                                                        ---------- --------
                                                               407     9931

TXU CORP                       COM              873168108      846    17547 SH       DEFINED 19              16647        0      900
                                                        ---------- --------
                                                               846    17547

TARGET CORP                    COM              87612E106     3702   106986 SH       DEFINED 19             105166        0     1820
                                                        ---------- --------
                                                              3702   106986

TELEFONICA S A                 SPONSORED ADR    879382208      237     6359 SH       DEFINED 19               6359        0        0
                                                        ---------- --------
                                                               237     6359

TELLABS INC                    COM              879664100      792    40882 SH       DEFINED 19              39082        0     1800
                                                        ---------- --------
                                                               792    40882

TENET HEALTHCARE CORP          COM              88033G100      393     7620 SH       DEFINED 19               7620        0        0
                                                        ---------- --------
                                                               393     7620

TEXACO INC                     COM              881694103     2015    30230 SH       DEFINED 19              28384        0     1846
                                                        ---------- --------
                                                              2015    30230

TEXAS INSTRS INC               COM              882508104     4499   141028 SH       DEFINED 19             130578        0    10450
                                                        ---------- --------
                                                              4499   141028

TEXTRON INC                    COM              883203101      478     8682 SH       DEFINED 19               8682        0        0
                                                        ---------- --------
                                                               478     8682

TIPPERARY CORP                 COM PAR $0.02    888002300       29    12000 SH       DEFINED 19              12000        0        0
                                                        ---------- --------
                                                                29    12000

TORCHMARK CORP                 COM              891027104      211     5245 SH       DEFINED 19               2245        0     3000
                                                        ---------- --------
                                                               211     5245










                                                          FORM 13F                                              SEC NO 28-539
PAGE    33 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                        
TOWER AUTOMOTIVE INC           COM              891707101     1382   134841 SH       DEFINED 19             134841        0        0
                                                        ---------- --------
                                                              1382   134841

TRICON GLOBAL RESTAURANTS      COM              895953107      276     6284 SH       DEFINED 19               6284        0        0
                                                        ---------- --------
                                                               276     6284

TRIBUNE CO NEW                 COM              896047107      421    10515 SH       DEFINED 19              10515        0        0
                                                        ---------- --------
                                                               421    10515

TYCO INTL LTD NEW              COM              902124106    17502   321084 SH       DEFINED 19             294212        0    26872
                                                        ---------- --------
                                                             17502   321084

USX MARATHON GROUP             COM NEW          902905827      277     9389 SH       DEFINED 19               9189        0      200
                                                        ---------- --------
                                                               277     9389

UST INC                        COM              902911106      406    14066 SH       DEFINED 19              11466        0     2600
                                                        ---------- --------
                                                               406    14066

US BANCORP DEL                 COM NEW          902973304     9378   411510 SH       DEFINED 19             405217        0     6293
                                                        ---------- --------
                                                              9378   411510

UNILEVER N V                   N Y SHS NEW      904784709      641    10766 SH       DEFINED 19              10766        0        0
                                                        ---------- --------
                                                               641    10766

UNION PAC CORP                 COM              907818108      753    13715 SH       DEFINED 19              13474        0      241
                                                        ---------- --------
                                                               753    13715

UNION PLANTERS CORP            COM              908068109      211     4845 SH       DEFINED 19               4845        0        0
                                                        ---------- --------
                                                               211     4845

UNISYS CORP                    COM              909214108      187    12688 SH       DEFINED 19              11995        0      693
                                                        ---------- --------
                                                               187    12688










                                                          FORM 13F                                              SEC NO 28-539
PAGE    34 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                     
UNITED PARCEL SERVICE INC      CL B             911312106     1876    32463 SH       DEFINED 19               2290        0    30173
                                                        ---------- --------
                                                              1876    32463

UNITED TECHNOLOGIES CORP       COM              913017109     7662   104583 SH       DEFINED 19              93738        0    10845
                                                        ---------- --------
                                                              7662   104583

UNOCAL CORP                    COM              915289102      456    13353 SH       DEFINED 19              13053        0      300
                                                        ---------- --------
                                                               456    13353

V F CORP                       COM              918204108      516    14190 SH       DEFINED 19              14190        0        0
                                                        ---------- --------
                                                               516    14190

VAN KAMPEN MUN OPPORTUNITY II  COM              920944105      148    11700 SH       DEFINED 19              11700        0        0
                                                        ---------- --------
                                                               148    11700

VERIZON COMMUNICATIONS         COM              92343V104    16449   307449 SH       DEFINED 19             279759        0    27690
                                                        ---------- --------
                                                             16449   307449

VERITAS SOFTWARE CO            COM              923436109      775    11651 SH       DEFINED 19              11651        0        0
                                                        ---------- --------
                                                               775    11651

VIACOM INC                     CL B             925524308     4402    85065 SH       DEFINED 19              77416        0     7649
                                                        ---------- --------
                                                              4402    85065

VIDAMED INC                    COM              926530106      296    49000 SH       DEFINED 19              49000        0        0
                                                        ---------- --------
                                                               296    49000

VODAFONE GROUP PLC NEW         SPONSORED ADR    92857W100     1954    87406 SH       DEFINED 19              84150        0     3256
                                                        ---------- --------
                                                              1954    87406

VULCAN MATLS CO                COM              929160109      231     4300 SH       DEFINED 19                  0        0     4300
                                                        ---------- --------
                                                               231     4300










                                                          FORM 13F                                              SEC NO 28-539
PAGE    35 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                     
WMX TECHNOLOGIES INC           SUB NTS CV  2%   92929QAF4     2025    18000 SH       DEFINED 19              18000        0        0
                                                        ---------- --------
                                                              2025    18000

WAL MART STORES INC            COM              931142103    16428   336633 SH       DEFINED 19             315023        0    21610
                                                        ---------- --------
                                                             16428   336633

WALGREEN CO                    COM              931422109    14086   408762 SH       DEFINED 19             391247        0    17515
                                                        ---------- --------
                                                             14086   408762

WASHINGTON MUT INC             COM              939322103     1718    45761 SH       DEFINED 19              39932        0     5829
                                                        ---------- --------
                                                              1718    45761

WASTE MGMT INC DEL             COM              94106L109      493    16005 SH       DEFINED 19              16005        0        0
                                                        ---------- --------
                                                               493    16005

WATERS CORP                    COM              941848103     2269    82192 SH       DEFINED 19              82092        0      100
                                                        ---------- --------
                                                              2269    82192

WAUSAU-MOSINEE PAPER CORP      COM              943315101      193    15000 SH       DEFINED 19              15000        0        0
                                                        ---------- --------
                                                               193    15000

WELLS FARGO & CO NEW           COM              949746101     6070   130734 SH       DEFINED 19             129909        0      825
                                                        ---------- --------
                                                              6070   130734

WEYERHAEUSER CO                COM              962166104      261     4745 SH       DEFINED 19               4745        0        0
                                                        ---------- --------
                                                               261     4745

WHIRLPOOL CORP                 COM              963320106     1068    17089 SH       DEFINED 19              16689        0      400
                                                        ---------- --------
                                                              1068    17089

WILLIAMS COS INC DEL           COM              969457100      884    26827 SH       DEFINED 19              26577        0      250
                                                        ---------- --------
                                                               884    26827










                                                          FORM 13F                                              SEC NO 28-539
PAGE    36 OF    36                  NAME OF REPORTING MANAGER:FIFTH THIRD BANCORP                                   AS OF 10/31/01
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------

                                                                                                      
WISCONSIN ENERGY CORP          COM              976657106      408    17158 SH       DEFINED 19              15508        0     1650
                                                        ---------- --------
                                                               408    17158

WOLVERINE WORLD WIDE INC       COM              978097103      412    23076 SH       DEFINED 19              23076        0        0
                                                        ---------- --------
                                                               412    23076

WORLDCOM INC GA NEW            WRLDCOM GP COM   98157D106     2150   151387 SH       DEFINED 19             148629        0     2758
                                                        ---------- --------
                                                              2150   151387

WRIGLEY WM JR CO               COM              982526105     3318    70814 SH       DEFINED 19              68214        0     2600
                                                        ---------- --------
                                                              3318    70814

X-RITE INC                     COM              983857103      190    21475 SH       DEFINED 19              21475        0        0
                                                        ---------- --------
                                                               190    21475

XCEL ENERGY INC                COM              98389B100      966    33970 SH       DEFINED 19              30516        0     3454
                                                        ---------- --------
                                                               966    33970

XILINX INC                     COM              983919101      487    11805 SH       DEFINED 19              11805        0        0
                                                        ---------- --------
                                                               487    11805

XEROX CORP                     COM              984121103      105    10930 SH       DEFINED 19               7530        0     3400
                                                        ---------- --------
                                                               105    10930


                  GRAND TOTAL                              1637553   TOTAL ENTRIES            393