SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 21, 2003 (January 16,
2003)
RURBAN FINANCIAL CORP.
(Exact name of registrant as specified in its charter)
OHIO 0-13507 34-1395608
(State or other (Commission (IRS Employer
jurisdiction of File Number) Identification
incorporation) No.)
401 Clinton Street, Defiance, Ohio 43512
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (419) 783-8950
NOT APPLICABLE
(Former name or former address, if changed since last report.)
Index to Exhibits is on Page 4.
ITEM 1. CHANGES IN CONTROL OF REGISTRANT.
Not Applicable.
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS.
Not applicable.
ITEM 3. BANKRUPTCY OR RECEIVERSHIP.
Not applicable.
ITEM 4. CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANT.
Not applicable.
ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE.
See the Press Release issued by the Registrant on January 16, 2003,
included with this filing as Exhibit 99.
ITEM 6. RESIGNATIONS OF REGISTRANT'S DIRECTORS.
Not applicable.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(a) None required.
(b) None required.
(c) Exhibits.
EXHIBIT NUMBER DESCRIPTION
-------------- -----------
99 Press Release of the Registrant
dated January 16, 2003
ITEM 8. CHANGE IN FISCAL YEAR.
Not Applicable.
ITEM 9. REGULATION FD DISCLOSURE.
Not Applicable.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
RURBAN FINANCIAL CORP.
Date: January 21, 2003 By: /s/ Keeta J. Diller
---------------------------------------
Keeta J. Diller, Vice
President, Corporate Secretary
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INDEX TO EXHIBITS
EXHIBIT NUMBER DESCRIPTION PAGE NO.
-------------- ----------- --------
99 Press Release of the Registrant *
dated January 16, 2003
------------
*Filed herewith
4