Philadelphia, PA - Cibik Law, P.C. is now open to new clients in Philadelphia, PA, and the surrounding areas. The bankruptcy lawyers are taking on new clients who are in a financially distressed position. As one of the leading bankruptcy law firms in the area, borrowers with huge debts can trust them to use their years of experience and knowledge to their advantage.
Announcing their willingness to take on new clients, the spokesperson for the law firm reiterated that Cibik Law, P.C. approaches each case with diligence. Borrowers who are neck-deep in debt can expect to get a personalized legal service designed to analyze their current debt situation and recommend solutions. The attorneys understand that bankruptcy isn’t the only solution to consider, so they explore other appropriate options where applicable.
Borrowers who are tired of the constant harassment calls, wage garnishment, foreclosure threats, and other creditor actions can schedule a consultation meeting with the Bankruptcy attorney to get started. During the consultation meeting, borrowers will get a chance to meet their attorney, discuss their debt situation, and determine the next line of action. The bankruptcy attorney will offer an honest appraisal of the borrower’s financial situation and provide appropriate recommendations.
The Philadelphia bankruptcy lawyer offers help with chapter 7 and chapter 13 bankruptcy filing. Clients who are deep in debt but have no way to service their debts may be able to enjoy the advantages of a chapter 7 bankruptcy. Describing this approach, the lead attorney at the law firm said: “Chapter 7 bankruptcies are often called liquidation bankruptcies. After you file your petition, the court will liquidate your asset and use the money from the sales to pay your creditors. You will not have to sell all of your assets, however. A Chapter 7 bankruptcy lawyer can help you properly file for exemption so you can retain your home, automobile, some real estate holdings, qualified retirement account savings, and some of your personal property. At the end of the Chapter 7 bankruptcy, the majority of your debt obligations will be eliminated.”
The bankruptcy lawyers also help with chapter 13 bankruptcy, also known as debt restructuring. With a chapter 13 bankruptcy, borrowers can enjoy a more flexible repayment plan without the crippling effects of high-interest rates.
Schedule a consultation meeting with the bankruptcy lawyers to learn more about debt forgiveness options and how to proceed. Cibik Law, P.C. is located at 1500 Walnut Street, Suite 900, Philadelphia, PA 19102 USA, and can be reached via phone at (215) 735-1060. For more information, visit their website.
Media Contact
Company Name
Cibik Law, P.C.
Contact Name
Michael A. Cibik
Phone
(215) 735-1060
Address
1500 Walnut Street, Suite 900
City
Philadelphia
State
PA
Postal Code
19102
Country
United States
Website
https://philadelphiabankruptcylawyers.com/
