SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934
July 17, 2003
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Date of Report (Date of earliest event reported)
American Residential Investment Trust, Inc.
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(Exact name of registrant as specified in its charter)
Maryland
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(State or other jurisdiction of incorporation)
33-0741174
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(Commission File Number) (IRS Employer Identification No.)
10421 Wateridge Circle, Suite 250 San Diego, CA 92121
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(address of principal executive offices) (Zip Code)
858-909-1200
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(Registrant's telephone number, including area code)
Item 7. Financial Statements and Exhibits.
(c) Exhibits
Exhibit No. Description
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99.1 July 17, 2003 Press Release by American Residential Investment
Trust, Inc.
Item 9. Regulation FD Disclosure
In accordance with Securities and Exchange Commission Release No.
33-8216, the following information, which is intended to be furnished under Item
12, "Results of Operations and Financial Condition," is instead being furnished
under Item 9, "Regulation FD Disclosure." The information contained herein and
in the accompanying exhibit shall not be incorporated by reference into any
filing with the Securities and Exchange Commission made by American Residential
Investment Trust, Inc. (the "Company") whether before or after the date hereof,
regardless of any general incorporation language in such filing.
On July 17, 2003, the Company issued a press release which included
certain disclosures relating to the Company's financial results for the fiscal
quarter ended June 30, 2003. The full text of the Company's press release is
attached hereto as Exhibit 99.1. The main purpose of the press release was to
update fiscal year 2003 guidance previously provided by the Company.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
American Residential Investment Trust, Inc.
Date: July 17, 2003 By: /s/ Judith A. Berry
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Judith A. Berry
Chief Financial Officer
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EXHIBIT INDEX
Exhibit No. Description
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99.1 July 17, 2003 Press Release by American Residential Investment
Trust, Inc.