8-K


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
Form 8-K
 
 
Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): January 15, 2016
 
 
DISCOVER FINANCIAL SERVICES
(Exact name of registrant as specified in its charter)
 
 
Commission File Number: 001-33378
 
 
 
 
Delaware
 
36-2517428
(State or other jurisdiction
of incorporation)
 
(IRS Employer
Identification No.)
2500 Lake Cook Road, Riverwoods, Illinois 60015
(Address of principal executive offices, including zip code)
(224) 405-0900
(Registrant's telephone number, including area code)
N/A
(Former name or former address, if changed since last report)
 
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))










Item 7.01 Regulation FD Disclosure.

Discover Financial Services hereby furnishes the information in Exhibit 99.1 hereto, Monthly Credit Card Charge-off and Delinquency Statistics as of and for each of the twelve months ended December 31, 2015.

_______________________


The information contained in this Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1, is furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly stated by specific reference in such filing.

_______________________



Item 9.01 Financial Statements and Exhibits.


(d) Exhibits  
 
 
 
Exhibit No.
 
Description
99.1
 
Monthly Credit Card Charge-off and Delinquency Statistics as of and for each of the twelve months ended December 31, 2015.








SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
 
 
 
 
 
 
 
 
 
 
DISCOVER FINANCIAL SERVICES
 
 
 
 
Dated: January 15, 2016
 
 
 
By:
 
/s/ D. Christopher Greene
 
 
 
 
 
 
Name: D. Christopher Greene
 
 
 
 
 
 
Title: Vice President, Deputy General Counsel
and Assistant Secretary






Exhibit Index
 
Exhibit
Number
 
Description
 
 
 
99.1
 
Monthly Credit Card Charge-off and Delinquency Statistics as of and for each of the twelve months ended December 31, 2015.