Edgar Filing: DIERBERG JAMES F

Ownership Submission

FORM 5

	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
	Form 3 Holdings Reported
	Form 4 Transactions Reported

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:

3235-0362

Expires:

January 31, 2005

Estimated average burden hours per response...

1.0

1. Name and Address of Reporting Person ^*

INVESTORS OF AMERICA LIMITED PARTNERSHIP

2. Issuer Name and Ticker or Trading Symbol
FIRST PACTRUST BANCORP INC [FPTB]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

_____ Director	_____ 10% Owner
_____ Officer (give title below)	__X__ Other (specify below)
Member of 13(d) Group

(Last)

(First)

(Middle)

135 N MERAMEC

3. Statement for Issuer's Fiscal Year Ended (Month/Day/Year)
12/31/2010

(Street)

CLAYTON,Â MOÂ 63105

4. If Amendment, Date Original Filed(Month/Day/Year)

6. Individual or Joint/Group Reporting
(check applicable line)
___ Form Filed by One Reporting Person
_X_ Form Filed by More than One Reporting Person

(City)

(State)

(Zip)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned at end of Issuer's Fiscal Year (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1.Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	12/06/2010	Â	S	28,600	D	$ 13.0031	5,200	I	See Note ⁽¹⁾
Common Stock	12/28/2010	Â	S	5,200	D	$ 13.0393	0	I	See Note ⁽¹⁾
Common Stock	12/28/2010	Â	S	11,700	D	$ 13.0393	256,300	I	See Note ⁽²⁾
Common Stock	12/29/2010	Â	S	16,100	D	$ 13.054	240,200	I	See Note ⁽²⁾
Common Stock	12/30/2010	Â	S	27,800	D	$ 13.1498	212,400	I	See Note ⁽²⁾
Common Stock	12/31/2010	Â	S	10,600	D	$ 13.0808	201,800	I	See Note ⁽²⁾
Common Stock	Â	Â	Â	Â	Â	Â	43,680	I	See Note ⁽³⁾

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.

Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number.

SEC 2270 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security
(Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code
(Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date
(Month/Day/Year)

7. Title and Amount of Underlying Securities
(Instr. 3 and 4)

8. Price of Derivative Security
(Instr. 5)

9. Number of Derivative Securities Beneficially Owned at End of Issuer's Fiscal Year
(Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)

11. Nature of Indirect Beneficial Ownership
(Instr. 4)

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address	Relationships
Reporting Owner Name / Address	Director	10% Owner	Officer	Other
INVESTORS OF AMERICA LIMITED PARTNERSHIP 135 N MERAMEC CLAYTON,Â MOÂ 63105	Â	Â	Â	Member of 13(d) Group
First Capital America, Inc. 135 NORTH MERAMEC CLAYTON,Â MOÂ 63105	Â	Â	Â	Member of 13(d) Group
DIERBERG JAMES F Â	Â	Â	Â	Member of 13(d) Group

Signatures

James F. Dierberg, President of First Securities America, Inc., General Partner of Investors of America Limited Partnership		02/03/2011
^**Signature of Reporting Person		Date
James F. Dierberg, President of First Capital America, Inc.		02/03/2011
^**Signature of Reporting Person		Date
James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85		02/03/2011
^**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	These securities are owned by Investors of America, Limited Partnership ("Investors") and may be deemed to be indirectly owned by First Capital America, Inc. ("First Capital") and James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85 ("JFD Lvg Trust"). Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital; and First Securities America, Inc. ("FSA"), the General Partner of Investors. First Capital and JFD Lvg Trust disclaim beneficial ownership of these securities.
(2)	These securities are owned by First Capital and may be deemed to be indirectly owned by Investors and JFD Lvg Trust. Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors. Investors and JFD Lvg Trust disclaim beneficial ownership of these securities.
(3)	These securities are owned by JFD Lvg Trust and may be deemed to be indirectly owned by Investors and First Capital. Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors. Investors and First Capital disclaim beneficial ownership of these securities.
Â Remarks: ExplanationÂ ofÂ ResponseÂ (1)Â ThisÂ FormÂ 5Â isÂ filedÂ jointlyÂ byÂ InvestorsÂ ofÂ America,Â LimitedÂ PartnershipÂ ("Investors"),Â FirstÂ CapitalÂ America,Â Inc.Â ("FirstÂ Capital")Â andÂ JamesÂ F.Â Dierberg,Â TrusteeÂ ofÂ theÂ JamesÂ F.Â DierbergÂ LivingÂ TrustÂ DatedÂ 10/8/85Â ("JFDÂ LvgÂ Trust")Â (collectively,Â theÂ "ReportingÂ Persons").Â Â EachÂ ofÂ theÂ ReportingÂ PersonsÂ isÂ aÂ memberÂ ofÂ aÂ SectionÂ 13(d)Â groupÂ withÂ respectÂ toÂ theÂ securitiesÂ ofÂ theÂ IssuerÂ thatÂ beneficiallyÂ ownedÂ inÂ excessÂ ofÂ 10%Â ofÂ theÂ Issuer'sÂ outstandingÂ commonÂ stock.Â Â AsÂ membersÂ ofÂ theÂ group,Â eachÂ ofÂ theÂ ReportingÂ PersonsÂ mayÂ beÂ deemedÂ toÂ beneficiallyÂ ownÂ theÂ securitiesÂ ofÂ theÂ IssuerÂ beneficiallyÂ ownedÂ byÂ theÂ otherÂ membersÂ ofÂ theÂ group.Â Â EachÂ ofÂ theÂ ReportingÂ PersonsÂ disclaimsÂ beneficialÂ ownershipÂ ofÂ theÂ securitiesÂ ofÂ theÂ IssuerÂ beneficiallyÂ ownedÂ byÂ theÂ otherÂ membersÂ ofÂ theÂ groupÂ exceptÂ toÂ theÂ extentÂ ofÂ hisÂ orÂ itsÂ pecuniaryÂ interestÂ therein.

Note: File three copies of this Form, one of which must be manually signed. If space provided is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.