SC 13G#1
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
----------------
SCHEDULE 13G #1
(Rule 13d-101)
Under the Securities Exchange Act of 1934
CREDITRISKMONITOR.COM INC.
-----------------------------------------------------------
(Name of Issuer)
COMMON STOCK, PAR VALUE $0.01 PER SHARE
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(Title of Class of Securities)
225426105
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(CUSIP Number)
July 21, 2011
-----------------------------------------------------------
(Date of Event that Requires Filing of This Statement)
Check the appropriate box to designate the rule pursuant to which
this Schedule is filed:
[ ] Rule 13d-1(b)
[ X ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
CUSIP No. 225426105
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
SANTA MONICA PARTNERS, L.P.
13-3100474
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 494,293
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
494,293
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
494,293
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.3%
___________________________________________________________
12 TYPE OF REPORTING PERSON
PN
__________________________________________________________
Filing by Santa Monica Partners, L.P. of this statement shall not
be construed as an admission that such entity is, for purposes
of Section 13(d) of the Securities Exchange Act of 1934, the
beneficial owner of any securities covered by this statement.
CUSIP No. 225426105
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
SMP ASSET MANAGEMENT LLC
42-1582561
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
DELAWARE
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 494,293
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
494,293
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
494,293
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
6.3%
___________________________________________________________
12 TYPE OF REPORTING PERSON
OO (LLC)
___________________________________________________________
Filing by SMP Asset Management, LLC of this statement shall
not be construed as an admission that such entity is, for
purposes of Section 13(d) of the Securities Exchange Act of 1934,
the beneficial owner of any other securities covered by this
statement.
CUSIP No. 225426105
___________________________________________________________
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
SANTA MONICA PARTNERS II, L.P.
48-1289758
_______________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 51,327
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
51,327
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
51,327
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.7%
___________________________________________________________
12 TYPE OF REPORTING PERSON
PN
Filing by Santa Monica Partners II, L.P. of this statement
shall not be construed as an admission that such entity
is, for purposes of Section 13(G) of the Securities Exchange
Act of 1934, the beneficial owner of any other securities
covered by this statement.
CUSIP No. 225426105
___________________________________________________________
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
SANTA MONICA PARTNERS ASSET MANAGEMENT, L.P.
42-1582565
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 51,327
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
51,327
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
51,327
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.7%
___________________________________________________________
12 TYPE OF REPORTING PERSON
PN
Filing by Santa Monica Partners Asset Management, LLC of this
statement shall not be construed as an admission that such
entity is, for purposes of Section 13(G) of the Securities
Exchange Act of 1934, the beneficial owner of any other
securities covered by this statement.
CUSIP No. 225426105
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
La'Dadande Limited Partnership
27-1582109
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 1,575
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
1,575
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
1,575
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.02%
___________________________________________________________
12 TYPE OF REPORTING PERSON
IN
__________________________________________________________
Filing by La'Dadande Limited Partnership of this statement shall not
be construed as an admission that such person is, for purposes
of Section 13(d) of the Securities Exchange Act of 1934, the
beneficial owner of any securities covered by this statement.
CUSIP No. 225426105
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
La'Dadande Corp.
27-1582109
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 1,575
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
1,575
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
1,575
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.02%
___________________________________________________________
12 TYPE OF REPORTING PERSON
IN
__________________________________________________________
Filing by La'Dadande Corp. of this statement shall not
be construed as an admission that such person is, for purposes
of Section 13(d) of the Securities Exchange Act of 1934, the
beneficial owner of any securities covered by this statement.
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
Humonica Asset Management, LLC
27-0320715
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 14,750
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
14,750
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
14,750
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.2%
___________________________________________________________
12 TYPE OF REPORTING PERSON
IN
__________________________________________________________
Filing by Humonica Asset Management, LLC of this statement shall
not be construed as an admission that such person is, for purposes
of Section 13(d) of the Securities Exchange Act of 1934, the
beneficial owner of any securities covered by this statement.
CUSIP No. 225426105
1 NAME OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
LAWRENCE J. GOLDSTEIN
___________________________________________________________
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP
(a) [ ]
(b) [X]
___________________________________________________________
3 SEC USE ONLY
___________________________________________________________
4 CITIZENSHIP OR PLACE OF ORGANIZATION
NEW YORK
___________________________________________________________
5 SOLE VOTING POWER
NUMBER OF 551,430
SHARES --------------------------------------
BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY 0
EACH REPORTING --------------------------------------
PERSON WITH 7 SOLE DISPOSITIVE POWER
551,430
--------------------------------------
8 SHARED DISPOSITIVE POWER
0
_____________________________________________________________
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING
PERSON
5,810
______________________________________________________________
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9)
EXCLUDES CERTAIN SHARES [X]
___________________________________________________________
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
0.07%
___________________________________________________________
12 TYPE OF REPORTING PERSON
IN
__________________________________________________________
Filing by Lawrence J. Goldstein of this statement shall not
be construed as an admission that such person is, for purposes
of Section 13(d) of the Securities Exchange Act of 1934, the
beneficial owner of any securities covered by this statement.
Item 1.
(a) CREDITRISKMONITOR.COM INC.
(b) 704 Executive Blvd., Suite A, Valley College, NY 10989
Item 2. Identity and Background.
(a) This Statement is being filed by Santa Monica Partners, L.P.,
a New York limited partnership ("Santa Monica Partners").
SMP Asset Management LLC, a Delaware limited liability company
and the general partner of Santa Monica Partners ("SMP Asset
Management"); Santa Monica Partners II, L.P.is a Delaware limited
partnership ("Santa Monica Partners II");Santa Monica Partners
Asset Management LLC, a Delaware limited liability company and
the general partner of Santa Monica Partners II, L.P.("Santa Monica
Partners Asset Management"); La'Dadande Limited Partnership
is a Delaware limited partnership ("La'Dadande LP");La'Dadande Corp.,
a New York corporation and the general partner of La'Dadande LP
("La Dadande Corp.") and Humonica Asset Management LLC, a Delaware
limited liability company and registered investment advisor
("Humonica"). Lawrence J.Goldstein is an individual investor and the
President of Santa Monica Partners and Santa Monica Partners II.
He is also the sole Managing Member of SMP Asset Management, Santa
Monica Partners Asset Management, limited partner of La'Dadande LP,
the general partner of La'Dadande Corp. and the principal
of Humonica.
(b) The principal business address of Santa Monica Partners, SMP
Asset Management, Santa Monica Partners II, Santa Monica Partners
Asset Management, La'Dadande LP, La'Dadande Corp., Humonica and
Lawrence J. Goldstein (collectively, the "Reporting Persons") is
1865 Palmer Avenue, Larchmont, New York 10538.
(c) Santa Monica Partners is a New York limited partnership. SMP Asset
Management LLC is a Delaware limited liability company. Santa Monica
Partners II is a Delaware limited partnership and Santa Monica Partners
Asset Management LLC, is a Delaware limited liability company. La'Dadande
LP is a Delaware limited partnership. La'Dadande Corp. is a New York
corporation. Humonica is a Delaware limited liability company. Mr.
Goldstein is a United States citizen.
(d) Title of Class of Securities: Common Stock
(e) CUSIP: 225426105
Item 3. NA
Item 4. Ownership
Santa Monica Partners, L.P.
(a) Amount beneficially owned: 494,293
(b) Percent of class: 6.3%%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 494,293
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 494,293
(iv) Shared power to dispose or to direct the disposition of: 0
SMP Asset Management, LLC
(a) Amount beneficially owned: 494,293
(b) Percent of class: 6.3%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 494,293
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 494,293
(iv) Shared power to dispose or to direct the disposition of: 0
Santa Monica Partners II, L.P.
(a) Amount beneficially owned: 51,327
(b) Percent of class: 0.7%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 51,327
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 51,327
(iv) Shared power to dispose or to direct the disposition of: 0
Santa Monica Partners Asset Management, LLC
(a) Amount beneficially owned: 51,327
(b) Percent of class: 0.7%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 51,327
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 51,327
(iv) Shared power to dispose or to direct the disposition of: 0
La'Dadande Limited Partnership
(a) Amount beneficially owned: 1,575
(b) Percent of class: 0.02%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 1,575
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 1,575
(iv) Shared power to dispose or
to direct the disposition of: 0
La'Dadande Corp.
(a) Amount beneficially owned: 1,575
(b) Percent of class: 0.02%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 1,575
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 1,575
(iv) Shared power to dispose or
to direct the disposition of: 0
Humonica Asset Management, LLC
(a) Amount beneficially owned: 14,750
(b) Percent of class: 0.2%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 14,750
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 14,750
(iv) Shared power to dispose or
to direct the disposition of: 0
Lawrence J. Goldstein
(a) Amount beneficially owned: 5,810
(b) Percent of class: 0.07%
(c) Number of shares as to which the person has:
(i) Sole power to vote or to direct the vote: 5,310
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or
to direct the disposition of: 5,310
(iv) Shared power to dispose or
to direct the disposition of: 0
Item 5. Not Applicable
Item 6. Interest in Securities of the Issuer.
(c) The following is a list of transactions in the Shares made in
open market purchases during the past 60 days:
Amount Price per
Date Bought Share Purchaser
6/30/10 500 $5.50 Lawrence J. Goldstein
6/30/10 1,500 $5.00 La'Dadande Limited Partnership
If this statement is being filed to report the fact that as of the
date hereof the reporting person has ceased to be the beneficial
owner of more than 5 percent of the class of securities, check the
following |_|
Item 7.
Not applicable
Item 8.
Not applicable
Item 9.
Not applicable
Item 10.
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were acquired and are
held in the ordinary course of business and were not acquired and
are not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were
not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.
CUSIP No. 225426105
SIGNATURE
After reasonable inquiry and to the best of my knowledge
and belief, I certify that the information set forth in
this statement is true, complete and correct.
July 21, 2011
SANTA MONICA PARTNERS, L.P.
By: SMP ASSET MANAGEMENT LLC
By: /s/LAWRENCE J.GOLDSTEIN
----------------------------------------
Lawrence J. Goldstein, President
July 21, 2011
SMP ASSET MANAGEMENT, LLC
By: /s/LAWRENCE J. GOLDSTEIN
----------------------------------------
Lawrence J. Goldstein, President
July 21, 2011
SANTA MONICA PARTNERS II, L.P.
By: SMP ASSET MANAGEMENT LLC
By: /s/LAWRENCE J.GOLDSTEIN
----------------------------------------
Lawrence J. Goldstein, President
July 21, 2011
SANTA MONICA PARTNERS ASSET MANAGEMENT, LLC
By: /s/LAWRENCE J. GOLDSTEIN
----------------------------------------
Lawrence J. Goldstein, President
July 21, 2011
La'Dadande Limited Partnership
/s/LAWRENCE J. GOLDSTEIN
--------------------------------------
Lawrence J. Goldstein, Limited Partner
July 21, 2011
La'Dadande Corp.
/s/LAWRENCE J. GOLDSTEIN
--------------------------------------
Lawrence J. Goldstein, General Partner
July 21, 2011
Humonica Asset Management, LLC
/s/LAWRENCE J. GOLDSTEIN
--------------------------------------
Lawrence J. Goldstein, Principal
July 21, 2011
/s/LAWRENCE J. GOLDSTEIN
--------------------------------------
Lawrence J. Goldstein