SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ---------------- SCHEDULE 13G/A #7 (Rule 13d-101) Under the Securities Exchange Act of 1934 CREDITRISKMONITOR.COM INC. ----------------------------------------------------------- (Name of Issuer) COMMON STOCK, PAR VALUE $0.01 PER SHARE ----------------------------------------------------------- (Title of Class of Securities) 225426105 ----------------------------------------------------------- (CUSIP Number) February 9, 2018 ----------------------------------------------------------- (Date of Event that Requires Filing of This Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [ ] Rule 13d-1(b) [ X ] Rule 13d-1(c) [ ] Rule 13d-1(d) CUSIP No. 225426105 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SANTA MONICA PARTNERS, L.P. 13-3100474 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 799,310 SHARES ------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 799,310 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 799,310 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 7.5% ___________________________________________________________ 12 TYPE OF REPORTING PERSON PN __________________________________________________________ 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) SMP ASSET MANAGEMENT LLC 42-1582561 ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION DELAWARE ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 799,310 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 799,310 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 799,310 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES [ ] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9) 7.5% ___________________________________________________________ 12 TYPE OF REPORTING PERSON OO (LLC) ___________________________________________________________ __________________________________________________________ 1 NAME OF REPORTING PERSONS I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY) LAWRENCE J. GOLDSTEIN ___________________________________________________________ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (a) [ ] (b) [X] ___________________________________________________________ 3 SEC USE ONLY ___________________________________________________________ 4 CITIZENSHIP OR PLACE OF ORGANIZATION NEW YORK ___________________________________________________________ 5 SOLE VOTING POWER NUMBER OF 822,220 SHARES -------------------------------------- BENEFICIALLY 6 SHARED VOTING POWER OWNED BY 0 EACH REPORTING -------------------------------------- PERSON WITH 7 SOLE DISPOSITIVE POWER 822,220 -------------------------------------- 8 SHARED DISPOSITIVE POWER 0 _____________________________________________________________ 9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 22,910 ______________________________________________________________ 10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (7) EXCLUDES CERTAIN SHARES [ ] ___________________________________________________________ 11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (7) 7.7 ___________________________________________________________ 12 TYPE OF REPORTING PERSON IN __________________________________________________________ Item 1. (a) CREDITRISKMONITOR.COM INC. (b) 704 Executive Blvd., Suite A, Valley College, NY 10989 ? Item 2. Identity and Background. (a) This Statement is being filed by Santa Monica Partners, L.P., a New York limited partnership ("Santa Monica Partners"), SMP Asset Management, LLC, a Delaware limited liability company ("SMP Asset Management"), the general partner of Santa Monica Partners, LP and Lawrence J. Goldstein. Mr. Goldstein is an individual investor, sole managing member and sole owner of SMP Asset Management. (b) (c) The principal business address of Santa Monica Partners, SMP Asset Management and Lawrence J. Goldstein (collectively the "Reporting Persons") is 1865 Palmer Avenue, Larchmont, New York 10538. Mr. Goldstein is a citizen of the United States. (d) Title of Class of Securities: Common Stock (e) CUSIP: 225426105 Item 3. NA Item 4. Ownership Santa Monica Partners, L.P. (a) Amount beneficially owned: 799,310 (b) Percent of class: 7.5% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 799,310 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 799,310 (iv) Shared power to dispose or to direct the disposition of: 0 SMP Asset Management, LLC (a) Amount beneficially owned: 799,310 (b) Percent of class: 7.5% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 799,310 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 799,310 (iv) Shared power to dispose or to direct the disposition of: 0 Lawrence J. Goldstein (a) Amount beneficially owned: 22,910 (b) Percent of class: 0.2% (c) Number of shares as to which the person has: (i) Sole power to vote or to direct the vote: 22,910 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 22,910 (iv) Shared power to dispose or to direct the disposition of: 0 The filing of this statement made by each of the Reporting Persons shall not be construed as an admission that any of such persons is, for purposes of Section 13(d) of the Securities Exchange Act of 1934, the beneficial owner of any other securities covered by this statement. Item 5. Not Applicable Item 6. Interest in Securities of the Issuer. (c) The following is a list of transactions in the Shares made in open market purchases during the past 60 days: Date Amount Purchased Price/Share Purchaser 2/2/18 5,997 $2.11 Lawrence J. Goldstein If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than 5 percent of the class of securities, check the following |_| Item 7. Not applicable Item 8. Not applicable Item 9. Not applicable Item 10. By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect. SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. February 9, 2018 SANTA MONICA PARTNERS, L.P. By: SMP ASSET MANAGEMENT, LLC, GENERAL PARTNER By: /s/LAWRENCE J.GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, Sole Managing Member February 9, 2018 SMP ASSET MANAGEMENT, LLC By: /s/LAWRENCE J. GOLDSTEIN ---------------------------------------- Lawrence J. Goldstein, Sole Managing Member February 9, 2018 /s/LAWRENCE J. GOLDSTEIN -------------------------------------- Lawrence J. Goldstein