Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
CARPENTER JAMES J
   2. Issuer Name and Ticker or Trading Symbol
NEW YORK COMMUNITY BANCORP INC [NYB] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Sr.EVP & Chief Lending Officer
(Last)
(First)
(Middle)
615 MERRICK AVENUE		 3. Date of Earliest Transaction (Month/Day/Year)
02/24/2006
(Street)

WESTBURY, NY 11590		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/24/2006   J(1) V 15 A $ 16.85 4,012 I By 401(k)
Common Stock 03/31/2006   J(1) V 104 A $ 17.59 4,116 I By 401(k)
Common Stock 04/11/2006   J(1) V 13 A $ 17.69 4,129 I By 401(k)
Common Stock 04/12/2006   J(1) V 13 A $ 17.69 4,142 I By 401(k)
Common Stock 04/27/2006   J(1) V 15 A $ 16.39 4,157 I By 401(k)
Common Stock 05/10/2006   J(2) V 14 A $ 17.19 4,171 I By 401(k)
Common Stock 05/17/2006   J(2) V 62 A $ 16.87 4,233 I By 401(k)
Common Stock               29,589 I By ESOP
Common Stock               16,166 I By IRA

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (right to buy) $ 8.65             01/18/2004(3) 01/18/2011 Common Stock 11,564   11,564 D  
Stock Option (right to buy) $ 12.5             12/21/2003(4) 12/21/2011 Common Stock 19,844   19,844 D  
Stock Option (right to buy) $ 13.85             07/24/2004(5) 07/24/2012 Common Stock 35,556   35,556 D  
Stock Option (right to buy) $ 16.06             01/21/2004(6) 01/21/2013 Common Stock 14,222   14,222 D  
Stock Option (right to buy) $ 16.06             12/30/2005(7) 01/21/2013 Common Stock 7,111   7,111 D  
Stock Option (right to buy) $ 23.5             09/16/2004(8) 09/16/2013 Common Stock 13,333   13,333 D  
Stock Option (right to buy) $ 23.5             12/30/2005(9) 09/16/2013 Common Stock 6,667   6,667 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
CARPENTER JAMES J
615 MERRICK AVENUE
WESTBURY, NY 11590		       Sr.EVP & Chief Lending Officer  

Signatures

 By: /s/ R. Patrick Quinn, Power of Attorney   05/25/2006
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).
(2) This form reflects increases in beneficial ownership resulting from dividend reinvestment pursuant to Rule 16a-11.
(3) Stock Options granted pursuant to the 1996 Haven Stock Option Plan are fully vested and exercisable as of January 18, 2004.
(4) Stock Options granted pursuant to the New York Community Bancorp, Inc. 1997 Stock Option Plan vest in equal installments beginning on December 21, 2003 and were fully vested and exercisable as of December 21, 2004.
(5) Stock Options granted pursuant to the New York Community Bancorp, Inc. 1997 Stock Option Plan vest in equal installments beginning on July 24, 2004 and were fully vested and exercisable as of July 24, 2005.
(6) Stock Options granted pursuant to the New York Community Bancorp, Inc. 1997 Stock Option Plan vest in equal installments beginning on January 21, 2004 and were fully vested and are exercisable as of January 21, 2005.
(7) Stock Options granted pursuant to the New York Community Bancorp, Inc. 1997 Stock Option Plan were fully exercisable as of December 30, 2005.
(8) Stock Options granted pursuant to the 1993 Haven Stock Option Plan vest in equal installments beginning on September 16, 2004 and were fully vested and are exercisable as of September 16, 2005.
(9) Stock Options granted pursuant to 1993 Haven Stock Option Plan were fully exercisable as of December 30, 2005.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.