UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 31, 2002 C&F FINANCIAL CORPORATION (Exact Name of Registrant as Specified in Its Charter) Virginia 000-23423 54-1680165 (State or other jurisdiction of (Commission (I.R.S. Employer incorporation or organization) File Number) Identification No,) ---------- Eighth and Main Streets P.O. Box 391 West Point, Virginia 23181 (Address of principal executive offices) (Registrant's telephone number, including area code) (804-843-2360) ---------- (Former name or former address, if changed since last report) Item 5. Other Events -------------------- (a) As stated in the attached press release, Barry R. Chernack was appointed as a member of the Board of Directors of C&F Financial Corporation. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. C&F FINANCIAL CORPORATION REGISTRANT Date: January 31, 2002 By: /S/ Thomas F. Cherry ------------------ ------------------------ Thomas F. Cherry Chief Executive Officer