12/31/13-11K-CIBER






UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
___________

FORM 11-K
(Mark One)

[X]
ANNUAL Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934

For the fiscal year ended December 31, 2013

OR

[ ]
Transition Report Pursuant to Section 15(d) of the Securities Exchange Act of 1934

For the transition period from ______________ to ______________


Commission file number 001-13103
___________________

A.
Full title of the plan and the address of the plan, if different from that of the issuer named below:

Ciber, Inc. Savings 401(k) Plan

B.
Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:         

Ciber, Inc.
6363 South Fiddler's Green Circle, Suite 1400
Greenwood Village, Colorado 80111


















REQUIRED INFORMATION

The financial statements and schedules of the Ciber, Inc. Savings 401(k) Plan for the year ended December 31, 2013, prepared in accordance with the financial reporting requirements of ERISA along with the independent registered public accounting firm's report thereon, are provided beginning on page F-1 attached hereto.


2




SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Plan Sponsor has duly caused this annual report to be signed on its behalf by the undersigned, hereunto duly authorized.


Ciber, Inc. Savings 401(k) Plan



Dated: June 24, 2014    
By: /s/ David Plisko    
David Plisko        
Vice President of Human Resources
    



3




INDEX TO EXHIBITS


Exhibit No.    Description                            
23.1         Consent of Independent Registered Public Accounting Firm







CIBER, INC. SAVINGS 401(k) PLAN

Financial Statements and Supplemental Schedule

As of December 31, 2013 and 2012 and for the Years then Ended

 
Page
 
 
Report of Independent Registered Public Accounting Firm
F-2
 
 
Audited Financial Statements:
 
 
 
Statements of Net Assets Available for Benefits
F-3
 
 
Statements of Changes in Net Assets Available for Benefits
F-4
 
 
Notes to Financial Statements
F-5
 
 
Supplemental Schedule:
 
 
Schedule H, Line 4i - Schedule of Assets (Held at End of Year)
F-14


F-1




Report of Independent Registered Public Accounting Firm


The Plan Administrator
Ciber, Inc. Savings 401(k) Plan
We have audited the accompanying statements of net assets available for benefits of Ciber, Inc. Savings 401(k) Plan as of December 31, 2013 and 2012, and the related statements of changes in net assets available for benefits for the years then ended. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits.
We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. We were not engaged to perform an audit of the Plan's internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Plan's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, and evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.
In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of Ciber, Inc. Savings 401(k) Plan at December 31, 2013 and 2012, and the changes in its net assets available for benefits for the years then ended, in conformity with U.S. generally accepted accounting principles.
Our audits were conducted for the purpose of forming an opinion on the financial statements taken as a whole. The accompanying supplemental schedule of assets (held at end of year) as of December 31, 2013 is presented for purposes of additional analysis and is not a required part of the financial statements but is supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. Such information has been subjected to the auditing procedures applied in our audits of the financial statements and, in our opinion, is fairly stated in all material respects in relation to the financial statements taken as a whole.
/s/ Ernst & Young LLP

Denver, Colorado                        
June 24, 2014



F-2




CIBER, INC. SAVINGS 401(k) PLAN

Statements of Net Assets Available for Benefits

December 31, 2013 and 2012


 
 
2013
 
2012
Assets
 
 
 
 
Investments, at fair value:
 
 
 
 
Ciber, Inc. common stock
 
$
3,217,762

 
$
3,398,001

Mutual funds
 
91,919,993

 
80,626,831

Pooled separate accounts
 
85,589,389

 
81,108,915

Collective investment trusts
 
18,776,953

 
20,573,664

Total investments
 
199,504,097

 
185,707,411

 
 
 
 
 
Notes receivable from participants
 
1,779,601

 
2,019,060

Net assets reflecting investments at fair value
 
201,283,698

 
187,726,471

 
 
 
 
 
Adjustment from fair value to contract value for fully benefit-responsive investment contracts
 
(113,651
)
 
(472,460
)
Net assets available for benefits
 
$
201,170,047

 
$
187,254,011


See accompanying notes to financial statements.







F-3




CIBER, INC. SAVINGS 401(k) PLAN

Statements of Changes in Net Assets Available for Benefits

Years Ended December 31, 2013 and 2012


 
 
2013
 
2012
Additions to net assets attributed to:
 
 
 
 
Investment income:
 
 
 
 
Net appreciation in fair value of investments
 
$
34,314,312

 
$
21,477,224

Interest and dividend income
 
992,365

 
1,112,457

Total investment income
 
35,306,677

 
22,589,681

 
 
 
 
 
Contributions:
 
 
 
 
Participants, including rollovers
 
11,903,167

 
13,014,856

Employer, net of forfeitures
 
1,397,400

 
1,059,231

Total contributions
 
13,300,567

 
14,074,087

Total additions, net
 
48,607,244

 
36,663,768

 
 
 
 
 
Deductions from net assets attributed to:
 
 
 
 
Distributions to participants
 
34,571,168

 
44,102,073

Loan and administrative fees
 
120,040

 
132,618

Total deductions
 
34,691,208

 
44,234,691

 
 
 
 
 
Net increase (decrease)
 
13,916,036

 
(7,570,923
)
Net assets available for benefits at beginning of year
 
187,254,011

 
194,824,934

Net assets available for benefits at end of year
 
$
201,170,047

 
$
187,254,011


See accompanying notes to financial statements.


F-4




CIBER, INC. SAVINGS 401(k) PLAN

Notes to Financial Statements

December 31, 2013 and 2012


(1)     Description of the Plan

The following description of the Ciber, Inc. Savings 401(k) Plan (the “Plan”) provides only general information. For a more complete description of the Plan, participants should refer to the Summary Plan Description or the Plan Agreement, which is available from the plan administrator.
(a)
General
The Plan is a defined contribution plan covering substantially all employees of Ciber, Inc. and certain of its subsidiaries (“Ciber” or the “Company”). The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). Principal Life Insurance Company (“Principal”) is the trustee and recordkeeper of the Plan. Employees of the Company who are at least 21 years of age are eligible to participate in the Plan.
(b)
Contributions and Vesting
Participants may contribute up to 75% of pretax annual compensation, with the exception of employees considered “highly compensated.” Highly compensated employees are restricted to a maximum contribution of 9% of pretax compensation. In addition, qualifying participants may make “catch-up” contributions. Contributions are subject to certain limitations of the Internal Revenue Code (the Code). Participants may also contribute amounts representing distributions from other qualified defined contribution or benefit plans (rollovers). Participants can change their contribution percentage at any time. Prior to January 1, 2013, company cash contributions were based on the participant's years of service and the participant's contribution and ranged from 0.5% to 1.5% of qualified compensation, up to a maximum annual matching contribution amount of $1,500. Effective January 1, 2013, the Company cash contribution is a match of 33% of the participant's salary deferral contribution each pay period, on up to 6% of the participant's qualified compensation. In no event will the Company make matching contributions in excess of $2,000. Catch-up contributions are not matched. Participants are immediately vested in their contributions plus actual earnings thereon. Vesting in the Company's matching contribution plus actual earnings thereon is based on years of service as follows:
Completed Years of Service
 
Vested Percentage
Less than two years
 
0
%
Two years
 
20
%
Three years
 
40
%
Four years
 
60
%
Five years
 
80
%
Six years
 
100
%

Participants reach 100% vesting in the Company's matching contribution plus actual earnings thereon after six years of service. If a participant terminates prior to vesting, unvested amounts are forfeited and can be used to reduce future employer contributions or cover Plan administrative expenses.

F-5




On March 9, 2012, Ciber sold substantially all of the assets and certain liabilities of its Federal division to CRGT Inc. Effective March 9, 2012, in connection with the sale, Ciber amended the Plan to accelerate the vesting of employer contributions to 100% for employees of the Ciber Federal division, provided that the employment of such Federal division employees was terminated during 2012. Federal employees represented approximately 25% of eligible Plan participants before this sale.
On October 15, 2012 the Company sold certain contracts and related property and equipment and certain other assets associated with our information technology outsourcing (ITO) practice to Savvis Communications Corporation. Effective October 15, 2012, in connection with the sale, Ciber amended the Plan to accelerate the vesting of employer contributions to 100% for employees of the Ciber ITO division, provided that employment of such ITO employees with Ciber was terminated during 2012. ITO employees represented approximately 10% of eligible Plan participants before this sale.
At December 31, 2013 and 2012, unallocated forfeited accounts totaled $54,619 and $112,778, respectively. In 2013 and 2012, employer contributions were reduced by $343,122 and $282,977, respectively, from forfeited accounts.
(c)
Investment Options
The Plan's assets are invested in various investment options offered by Principal and in Ciber common stock, as directed by the participants. Participants may invest their account balance in the various investment options in 1% increments. Participants may change their investment options on a daily basis.
(d)
Distributions
Participants are generally entitled to a distribution from the Plan upon termination of employment, retirement, disability, or death. Terminated participants are entitled to receive only the vested percentage of their account balance and the remainder of the account is forfeited. For other situations, there are various methods by which benefits may be distributed depending on date of employment, marital status, and participant elections.
In service withdrawals are available in certain limited circumstances, as defined by the Plan. Hardship withdrawals are allowed for participants incurring an immediate and heavy financial need, as defined by the Plan. Hardship withdrawals are strictly regulated by the Internal Revenue Service (IRS) and a participant must exhaust all available loan options and available distributions prior to requesting a hardship withdrawal.
(e)
Participant Loans
Participants may borrow from their account a minimum of $1,000 and up to a maximum of $50,000 or 50% of their vested account balance, whichever is less. Loan terms must not exceed five years, except for loans to acquire a principal residence, which must not exceed seven years. Interest on loans is charged at the prime rate as of the processing date of the loan, plus 1% and ranged from 4.0% to 9.5% and 4.25% to 9.5% as of December 31, 2013 and 2012, respectively. Principal and interest is paid ratably through payroll deductions. Participants pay a loan origination fee of $50 per loan to Principal.




F-6




(f)
Expenses
The Plan's administrative expenses are paid by either the Plan or the Company, as provided by the Plan's provisions. In general, plan expenses, other than broker commissions, portfolio transaction fees, and administrative service fees on the accounts of non-employee participants, are paid by the Company. Expenses relating to purchases, sales or transfers of the Plan's investments are charged to the particular investment fund to which the expenses relate.
(g)
Participant Accounts
Each participant's account is credited with the participant's contributions and the Company's matching contributions and allocations of plan earnings. Plan earnings are allocated based on the participant's share of net earnings or losses of their respective elected investment options. Administrative expenses are based on the participant's investments and account balances, as defined. The benefit to which a participant is entitled is the benefit that can be provided from the participant's vested account.
(h)
Ciber, Inc. Stock Account
The Plan invests in common stock of Ciber, Inc. through its Ciber, Inc. Stock Account. The Ciber, Inc. Stock Account does not hold cash or other short-term securities. Plan participants are not required to invest in the Ciber, Inc. Stock Account, and may exchange into or out of the Ciber, Inc. Stock Account on a daily basis. Trades within the Ciber, Inc. Stock Account involve a one cent per share broker commission for each transaction. The commission is netted from the trade and will have an effect on the share price used for the trade.
Each participant is entitled to exercise voting rights attributable to the shares allocated to their account and is notified by the Company prior to the time that such rights may be exercised. The trustee votes any shares in the plan allocated to participants that did not make a voting election in the same proportion as those shares for which the trustee did receive voting elections, unless the Committee directs the trustee otherwise. Participants have the same voting rights in the event of a tender or exchange offer.
(i)
Plan Termination
Although the Company has not expressed any intent to terminate the Plan, it retains the right under the Plan to discontinue its contributions at any time and to terminate the Plan subject to the provisions of ERISA. In the event of termination, participants will become 100% vested in their accounts.

(2)     Summary of Significant Accounting Policies

(a)
Basis of Accounting and Presentation
The accompanying financial statements have been prepared on the accrual basis of accounting. Distributions are recorded when paid.
(b)
Use of Estimates
The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates that affect the amounts reported in the financial

F-7




statements, accompanying notes to the financial statements, and supplemental schedules. Actual results could differ from those estimates.

(c)
Notes Receivable from Participants
Notes receivable from participants represent participant loans that are recorded at their unpaid principal balance plus any accrued but unpaid interest. Interest income on notes receivable from participants is recorded when it is earned. Related fees are recorded as administrative expenses and are expensed when they are incurred. No allowance for credit losses has been recorded as of December 31, 2013 or 2012. If a participant ceases to make loan repayments and the plan administrator deems the participant loan to be a distribution, the participant loan balance is reduced and a benefit payment is recorded.

(d)
Investment Valuation and Income Recognition
Investments are stated at fair value. Fair value is defined as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (an exit price).
Marketable securities (Ciber, Inc. stock) are valued at the closing price reported on the active market on which the individual securities are traded. Mutual funds are valued at the net asset value (“NAV”) of shares held by the Plan at year-end, as determined by the last published market price on the last day of each year as quoted by the investment company. The quoted price is that which is reported by the active market on which the fund is traded. The NAV of pooled separate accounts is based on the fair market value or estimated fair value of the underlying securities within the pooled separate accounts. The collective investment trust is valued at quoted redemption values that represent the net asset values of units held at year-end. NAV is generally determined based on the fair values of the securities included in the underlying funds. See Note 3 for further discussion and disclosures related to fair value measurements.
The Principal Stable Value Select Fund invests in fully benefit-responsive investment contracts. This fund is recorded at fair value (see Note 3); however, since these contracts are fully benefit-responsive, an adjustment is reflected in the statements of net assets available for benefits to present these investments at contract value. Contract value is the relevant measurement attributable to fully benefit-responsive investment contracts because contract value is the amount participants would receive if they were to initiate permitted transactions under the terms of the Plan. The contract value represents contributions plus earnings, less participant withdrawals and administrative expenses.
Investment transactions are recorded on the date of purchase or sale (“trade-date”). Interest income is recorded on the accrual basis. Dividend income is recorded on the ex-dividend date. Net appreciation includes the Plan's gains and losses on investments bought and sold, as well as held during the year.
(e)
Risks and Uncertainties

The Plan provides for various investment options. The Plan's exposure to credit loss in the event of nonperformance of investments is limited to the carrying value of such investments. Investment securities, in general, are exposed to various risks, such as interest rate, credit, and overall market volatility risk. Due to the level of risk associated with certain investment securities, it is reasonably possible that changes in the values of investment securities will occur in the near term and that such changes could materially affect the amounts reported in the statements of net assets available for benefits and participant account balances.


F-8








(3)    Fair Value Measurements

The Plan performs fair value measurements in accordance with Accounting Standards Codification Topic 820 (“ASC 820”), which defines fair value as the price that would be received from selling an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date in the Plan's principal or most advantageous market for the asset or liability. ASC 820 establishes a fair value hierarchy that requires the Plan to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. An asset's or liability's categorization within the fair value hierarchy is based upon the lowest level of input that is significant to the fair value measurement. The three levels of inputs within the fair value hierarchy are defined as follows:

Level 1 -
Unadjusted quoted prices for identical assets or liabilities in active markets that the Plan has the ability to access at the measurement date.
Level 2 -
Significant other observable inputs other than Level 1 prices, such as quoted prices in active markets for similar assets or liabilities, quoted prices in markets that are not active, or other inputs that are observable or can be corroborated by observable market data, either directly or indirectly, for substantially the full term of the asset or liability.
Level 3 -
Significant unobservable inputs that reflect management's judgment about the assumptions that a market participant would use in pricing the investment and are based on the best available information, some of which may be internally developed.

F-9




The following table sets forth, by level within the fair value hierarchy, the Plan's assets measured at fair value on a recurring basis as of December 31, 2013:

December 31, 2013

Level 1
Level 2
Level 3
Total
Mutual Funds:




    Domestic Equity:








        Small Cap
$
9,293,987

$

$

$
9,293,987

        Mid Cap
9,914,112



9,914,112

        Large Cap
48,043,924



48,043,924

    International Equity
18,457,893



18,457,893

    Fixed Income
6,210,077



6,210,077

Ciber, Inc. Common Stock
3,217,762



3,217,762

Pooled Separate Accounts:








    Domestic Equity:








        Small Cap

11,195,213


11,195,213

        Mid Cap

8,586,421


8,586,421

        Large Cap

12,873,664


12,873,664

    International Equity

5,503,636


5,503,636

    Real Estate

4,735,662


4,735,662

    Balanced

604,778


604,778

    Target Retirement

36,767,875


36,767,875

    Fixed Income

5,322,140


5,322,140

Stable Value Trust Fund (a)

18,776,953


18,776,953


$
95,137,755

$
104,366,342

$

$
199,504,097

 

F-10




The following table sets forth, by level within the fair value hierarchy, the Plan's assets measured at fair value on a recurring basis as of December 31, 2012:
 
December 31, 2012
 
Level 1
Level 2
Level 3
Total
Mutual Funds:
 
 
 
 
    Domestic Equity:
 
 
 
 
        Small Cap
$
7,120,565

$

$

$
7,120,565

        Mid Cap
9,068,502



9,068,502

        Large Cap
40,485,915



40,485,915

    International Equity
15,816,026



15,816,026

    Fixed Income
8,135,823



8,135,823

Ciber, Inc. Common Stock
3,398,001



3,398,001

Pooled Separate Accounts:
 
 
 
 
    Domestic Equity:
 
 
 
 
        Small Cap

8,295,998


8,295,998

        Mid Cap

6,029,660


6,029,660

        Large Cap

11,092,728


11,092,728

    International Equity

7,344,986


7,344,986

    Real Estate

6,861,808


6,861,808

    Balanced

791,894


791,894

    Target Retirement

30,947,780


30,947,780

    Fixed Income

9,744,061


9,744,061

Stable Value Trust Fund (a)

20,573,664


20,573,664

 
$
84,024,832

$
101,682,579

$

$
185,707,411

 
 
 
 
 
(a) This is a collective investment trust fund that is designed to provide preservation of capital, relatively stable returns consistent with its comparatively low risk profile, and liquidity for benefit-responsive payments. The Fund seeks to achieve this objective by investing primarily in a variety of high quality stable value investment contracts as well as cash and cash equivalents. Participant-directed redemptions have no restrictions; however, any Plan sponsor initiated withdrawal from the fund will require a 12-month written notice of the intent to withdraw assets from the fund.

The pooled separate account investments allow one transfer per 30 day period. The transfer restriction applies to all participant directed transfers out of the investment. Once the number of allowed transfers out is met, participants are not allowed to transfer back into this investment option until the holding period elapses. Contributions into the investment option are not impacted. In general, certain transfer restrictions also apply to the mutual fund investments. Our collective investment trust investment has no transfer restrictions.
There were no unfunded commitments related to any of these investments.


F-11




(4)    Investments

Individual investments greater than 5% of net assets at December 31 were:
 
2013
2012
 
 
 
Principal Stable Value Select Fund***
$
18,663,302

$
20,101,204

Principal Bond and Mortgage Separate Account
*

9,744,061

Principal Small Cap S&P 600 Index Separate Account
11,195,213

**

Principal Large Cap S&P 500 Index Separate Account
12,873,664

11,092,728

Principal LifeTime 2020 Separate Account
11,992,692

10,243,646

Principal LifeTime 2030 Separate Account
12,317,255

10,642,388

Wells Fargo Advantage Growth I Fund
17,553,189

14,446,848

American Funds New Perspective R5 Fund
12,579,606

10,399,816

American Century Equity Income Investment Fund
12,479,013

11,781,936

*    Principal Bond and Mortgage Separate account was 2.64% and 5.19% of net assets for 2013 and 2012, respectively.
**    Principal Small Cap S&P 600 Index Separate account was 5.56% and 4.42% of net assets for 2013 and 2012, respectively.
*** The fair value of the Plan's investment in the Principal Stable Value Select Fund was $18,776,953 and $20,573,664 at December 31, 2013 and 2012, respectively.

Net appreciation (depreciation) in fair values of investments for the years ended December 31, including realized gains and losses, was as follows:
 
2013
2012
 
 
 
Ciber, Inc. common stock
$
861,169

$
(460,201
)
Mutual funds
19,071,173

11,411,126

Pooled separate accounts
14,185,547

10,272,714

Collective investment trust
196,423

253,585

 
$
34,314,312

$
21,477,224



(5) Reconciliation of Financial Statements to the Form 5500

Fully benefit-responsive contracts are recorded on the Form 5500 at fair value versus contract value on the financial statements. The following is a reconciliation of net assets available for benefits per the financial statements at December 31, 2013 and 2012 to the Form 5500:

 
2013
2012
 
 
 
Net assets available for benefits per the financial statements
$
201,170,047

$
187,254,011

Add: Adjustment from contract value to fair value for fully benefit-responsive contracts
113,651

472,460

Net assets available for benefits per the Form 5500
$
201,283,698

$
187,726,471



F-12




The following is a reconciliation of total additions per the financial statements to the total income per the Form 5500 for the years ended December 31, 2013:

 
2013
 
 
Total additions per the financial statements
$
48,607,244

Add: Adjustment from contract value to fair value for fully benefit-responsive contracts in 2013
113,651

Less: Adjustment from contract value to fair value for fully benefit-responsive contracts in 2012
(472,460
)
Total income per the Form 5500
$
48,248,435





(6)     Tax Status

The underlying non-standardized prototype plan has received an opinion letter from the IRS dated March 31, 2008, stating that the form of the plan is qualified under Section 401(a) of the Internal Revenue Code (“Code”), and therefore, the related trust is tax-exempt. In accordance with Revenue Procedures 2013-6 and 2011-49, the plan administrator has determined that it is eligible to and has chosen to rely on the current IRS prototype plan opinion letter. Once qualified, the Plan is required to operate in conformity with the Code to maintain its qualified status. The plan administrator believes the Plan is being operated in compliance with the applicable requirements of the Code and therefore believes the Plan is qualified and the related trust is tax-exempt.
Accounting principles generally accepted in the United States require plan management to evaluate uncertain tax positions taken by the Plan. The financial statement effects of a tax position are recognized when the position is more likely than not, based on the technical merits, to be sustained upon examination by the IRS. The plan administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2013, there are no gross unrecognized tax benefits taken or expected to be taken. The Plan has recognized no interest or penalties related to gross unrecognized tax benefits. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The plan administrator believes it is no longer subject to income tax examinations for years prior to 2010.


F-13




(7)     Party-in-Interest Transactions

Certain plan investments are shares of stock of Ciber, Inc., common/collective trust investments, or units of pooled separate accounts, managed either by Principal or by outside fund managers hired by Principal. Principal is the service provider who executes the investment transactions for the Plan and, therefore, these transactions are considered party-in-interest transactions for which a statutory exemption exists.































F-14




CIBER, INC. SAVINGS 401(k) PLAN

Schedule H, Line 4i — Schedule of Assets (Held at End of Year)

EIN: 38-2046833 Plan: 001

December 31, 2013

 
Identity
Description
Current Value
 
 
 
 
*
Ciber, Inc.
Common Stock
$
3,217,762

*
Principal Stable Value Select Fund
Collective Investment Trust
18,776,953

*
Principal Bond and Mortgage Separate Account
Pooled Separate Account
5,322,140

*
Principal International Emerging Markets Separate Account
Pooled Separate Account
5,503,636

*
Principal Large Cap S&P 500 Index Separate Account
Pooled Separate Account
12,873,664

*
Principal Mid Cap S&P 400 Index Separate Account
Pooled Separate Account
6,773,127

*
Principal Mid Cap Value I Separate Account
Pooled Separate Account
1,813,294

*
Principal Real Estate Securities Separate Account
Pooled Separate Account
4,735,662

*
Principal Small Cap S&P 600 Index Separate Account
Pooled Separate Account
11,195,213

*
Principal Lifetime Strategic Income Separate Account
Pooled Separate Account
604,778

*
Principal LifeTime 2010 Separate Account
Pooled Separate Account
2,180,411

*
Principal LifeTime 2020 Separate Account
Pooled Separate Account
11,992,692

*
Principal LifeTime 2030 Separate Account
Pooled Separate Account
12,317,255

*
Principal LifeTime 2040 Separate Account
Pooled Separate Account
7,948,696

*
Principal LifeTime 2050 Separate Account
Pooled Separate Account
2,328,821

 
American Funds Europacific Growth R5 Fund
Mutual Fund
5,485,000

 
American Funds New Perspective R5 Fund
Mutual Fund
12,579,606

 
American Century Equity Income Investment Fund
Mutual Fund
12,479,013

 
American Century Small Cap Value Investment Fund
Mutual Fund
3,677,526

 
Eagle Small Cap Growth R5 Fund
Mutual Fund
5,616,461

 
Janus Aspen Enterprise I Fund
Mutual Fund
9,914,112

 
Marsico Growth Fund
Mutual Fund
6,983,144

 
MFS Research Bond R4 Fund
Mutual Fund
5,220,413

 
MFS Value A Fund
Mutual Fund
3,716,198

 
Tocqueville Asset Management Fund
Mutual Fund
7,312,380

 
Wells Fargo Advantage Growth I Fund
Mutual Fund
17,553,189

 
Vanguard INT-TM BD IDX INV FD
Mutual Fund
989,665

 
Vanguard FTSE All-World EX-US Inv FD
Mutual Fund
393,286

*
Participant loans
4.0% to 9.5%
1,779,601

 
 
 
$
201,283,698

 
 
 
 
*
Party-in-interest.
 
 

Note: Column (d), cost information, is not applicable since all investments are participant directed.

F-15