UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 2009 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Macatawa Bank Corporation Address: 10753 Macatawa Drive Holland, MI 49424 Form 13F File Number: 28-13033 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of the Reporting Manager: Name: Nadine Terpstra Title: Vice President-Trust Operations Manager Phone: 616-233-3311 Signature, Place, and Date of Signing: /s/ Nadine Terpstra Holland, MI 5/8/09 [Signature] [City, State] [Date] Nadine Terpstra Report Type (Check only one.): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 66 Form 13F Information Table Value Total: $65,540 (thousands) List of Other Included Managers:66 Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. No. Form 13F File # Name 01 28-13155 Macatawa Bank FORM 13F INFORMATION TABLE Voting Authority ---------------- Title of Value Shares/ Sh/ Put/ Invstmt Other Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None ----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ---- AT&T INC. COM 00206R102 1632 64753 SH DEFINED 1 44881 19872 ALTRIA GROUP INC COM COM 02209S103 175 10900 SH DEFINED 1 10400 500 ADOBE SYSTEMS DEL COM 00724F101 827 38604 SH DEFINED 1 21035 17569 APPLE COMPUTER INC COM COM 037833100 523 4972 SH DEFINED 1 1885 3087 AUTODESK INC. COM 052769106 409 24325 SH DEFINED 1 13605 10720 BANK OF AMERICA CORP NEW COM COM 060505104 279 40955 SH DEFINED 1 23838 17117 BAXTER INTL INC COM COM 071813109 233 4550 SH DEFINED 1 3100 1450 BP AMOCO PLC SPONSORED ADR COM 055622104 318 7935 SH DEFINED 1 7835 100 BRISTOL MYERS SQUIBB COMPANY COM 110122108 969 44174 SH DEFINED 1 30619 13555 CISCO SYSTEMS INC. COM 17275R102 2288 136440 SH DEFINED 1 75912 60528 EXXON MOBIL CORP COM COM 30231G102 2044 30010.418 SH DEFINED 1 22349 7661.418 GOOGLE INC CL A COM 38259P508 957 2751 SH DEFINED 1 1157 1594 INTUITIVE SURGICAL INC COM NEW COM 46120E602 362 3794 SH DEFINED 1 1507 2287 BANK OF FLORIDA CORP COM COM 062128103 158 42000 SH DEFINED 1 42000 0 BANNER CORP COM COM 06652V109 129 44400 SH DEFINED 1 30000 14400 BERKSHIRE HATHAWAY INC CL B COM 084670207 344 122 SH DEFINED 1 122 0 COACH INC COM COM 189754104 530 31678 SH DEFINED 1 20908 10770 COBIZ INC COM COM 190897108 79 15000 SH DEFINED 1 15000 0 COGNIZANT TECH SOLUTNS CL A COM 192446102 1160 55791 SH DEFINED 1 28666 27125 CRESCENT FINL CORP COM COM 225744101 199 55250 SH DEFINED 1 43250 12000 DANAHER CORP DEL COM COM 235851102 1159 21365 SH DEFINED 1 12445 8920 ENERGY CONVERSN DEVICE COM COM 292659109 418 31465 SH DEFINED 1 16585 14880 ENTERPRISE FINL SVCS COM COM 293712105 205 21000 SH DEFINED 1 17000 4000 FIFTH THIRD BANCORP COM COM 316773100 129 44221 SH DEFINED 1 7671 36550 FIRST CALIFORNIA FINL COM NEW COM 319395109 429 102000 SH DEFINED 1 74000 28000 FIRST COMMUNITY CORPORATION COM 319835104 165 25024 SH DEFINED 1 25024 0 FISERV INC. COM 337738108 1838 50431 SH DEFINED 1 30816 19615 GENERAL ELECTRIC COM 369604103 781 77248 SH DEFINED 1 59028 18220 GENTEX CORP COM COM 371901109 244 24490.5221 SH DEFINED 1 20455 4035.5221 HUNTINGTON BANCSHARES COM COM 446150104 323 194948 SH DEFINED 1 192742 2206 INDEPENDENT BANK CORPORATION COM 453838104 180 76590 SH DEFINED 1 49862 26728 JOHNSON & JOHNSON COM COM 478160104 2312 43959 SH DEFINED 1 29363 14596 KRAFT FOODS INC COM 50075N104 215 9639 SH DEFINED 1 9639 0 LILLY ELI & CO COM COM 532457108 891 26690 SH DEFINED 1 17660 9030 LOWES COS INC COM COM 548661107 1192 65330 SH DEFINED 1 41770 23560 MACATAWA BANK CORPORATION COM 554225102 4137 1118120.543 SH DEFINED 1 655263 462857.5425 MONSANTO CO NEW COM COM 61166W101 8535 102710 SH DEFINED 1 102710 0 NEWBRIDGE BANCORP COM COM 65080T102 226 107000 SH DEFINED 1 81000 26000 NORTHRIM BANCORP INC COM COM 666762109 293 29700 SH DEFINED 1 21000 8700 ORACLE CORP COM COM 68389X105 246 13631 SH DEFINED 1 4425 9206 PACIFIC CONTINENTAL COM COM 69412V108 361 31000 SH DEFINED 1 25000 6000 PEPSICO INC COM COM 713448108 1515 29424 SH DEFINED 1 18099 11325 PFIZER INC COM COM 717081103 7704 565679 SH DEFINED 1 562579 3100 PHILIP MORRIS INTERNATIONAL COM 718172109 286 8030 SH DEFINED 1 7800 230 POWERSHARES ETF TRUST WNDRHLL COM 73935X500 516 67965 SH DEFINED 1 35590 32375 POWERSHARES ETF TRUST DYN BIOT COM 73935X856 946 74482 SH DEFINED 1 38867 35615 PREMIERWEST BANCORP COM COM 740921101 72 18000 SH DEFINED 1 18000 0 PROCTER & GAMBLE CO COM COM 742718109 1426 30278 SH DEFINED 1 19018 11260 PRIVATE BANCORP INC COM COM 742962103 166 11500 SH DEFINED 1 11500 0 PROGENICS PHARMACEUTICAL INC COM 743187106 65 10000 SH DEFINED 1 7500 2500 PULASKI FINANCIAL CORP COM COM 745548107 174 34849 SH DEFINED 1 34849 0 SEI INVESTMENTS CO COM COM 784117103 766 62715 SH DEFINED 1 43910 18805 SCHLUMBERGER LTD COM COM 806857108 1184 29166 SH DEFINED 1 17266 11900 SCHWAB CHARLES CP NEW COM COM 808513105 613 39511 SH DEFINED 1 28386 11125 SIERRA BANCORP COM COM 82620P102 156 16000 SH DEFINED 1 16000 0 STRYKER CORP COM COM 863667101 5200 152763 SH DEFINED 1 137719 15044 TEVA PHARMACEUTICAL INDS. ADR COM 881624209 1436 31872 SH DEFINED 1 20417 11455 TOWER FINANCIAL COM 891769101 394 80730 SH DEFINED 1 58539 22191 UNITED PARCEL SERVICE COM 911312106 805 16357 SH DEFINED 1 16357 0 UNITED TECHNOLOGIES CP COM COM 913017109 461 10728 SH DEFINED 1 5383 5345 VANGUARD INDEX FDS MID CAP VIP ETF 922908629 1161 29452 SH DEFINED 1 18902 10550 VERIZON COMMUNICATIONS INC COM 92343V104 214 7113 SH DEFINED 1 6738 375 WALGREEN COMPANY COM 931422109 921 35480 SH DEFINED 1 23440 12040 WASHINGTON BKG OAK HBR COM COM 937303105 333 49000 SH DEFINED 1 35000 14000 WASTE MANAGEMENT INC COM 94106L109 256 10000 SH DEFINED 1 10000 0 XTO ENERGY INC COM COM 98385X106 876 28626 SH DEFINED 1 15852 12774 REPORT SUMMARY 66 DATA RECORDS 65,540