R&G FINANCIAL CORPORATION
 



UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549


FORM 8-K


CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 30, 2004

R&G Financial Corporation


(Exact name of registrant as specified in its charter)
         
Puerto Rico   0-22137   66-0532217

 
 
 
 
 
(State or other Jurisdiction
of Incorporation)
  (Commission
File No.)
  (I.R.S. Employer
Identification No.)
     
280 Jesus T. Pinero Ave.
Hato Rey, San Juan, Puerto Rico
  00918

 
 
 
(Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (787) 758-2424

(Former name or former address, if changed since last report)
Not applicable.


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

     
o
  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
   
o
  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
   
o
  Pre-commencement pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240-14d-2(b))
 
   
o
  Pre-commencement pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))



 


 

Item 7.01 Regulation FD Disclosure

On December 1, 2004, R&G Financial Corporation announced by press release the successful completion of its $125,000,000 trust preferred securities offering to the Puerto Rico Conservation Trust Fund, a Puerto Rico charitable trust on November 30, 2004. A copy of the press release is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits

     (c) Exhibits.

     The following exhibits are being filed herewith:

     
99.1
  Press Release dated December 1, 2004.

 


 

SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
  R&G FINANCIAL CORPORATION  
 
Date: December 1, 2004  
 
  By:   /s/Joseph R. Sandoval    
    Joseph R. Sandoval  
    Executive Vice President and Chief Financial Officer